Will spouse of deceased credit card holder lose reward points in California?

The estate fiduciary should call the bank and ask the customer service rep for advice about receiving the rewards. Have the account number handy and perhaps the last four digits of the decedent's SS number. Rewards were earned by the decedent and should be paid into the estate. They will also want the account paid off by the executor or administrator and then closed. You will need to furnish proof of death of the account holder and perhaps a copy of the "Letters Testamentary" of the fiduciary.
The estate fiduciary should call the bank and ask the customer service rep for advice about receiving the rewards. Have the account number handy and perhaps the last four digits of the decedent's SS number. Rewards were earned by the decedent and should be paid into the estate. They will also want the account paid off by the executor or administrator and then closed. You will need to furnish proof of death of the account holder and perhaps a copy of the "Letters Testamentary" of the fiduciary.