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Will the driver's insurance pay if the owner of vehicle gave him permission and he totaled the vehicle and the owner was injured and hospitalized and the driver was also arrested for DWI?
Wiki User
∙ 17y ago
This Depends on the type of insurance policy. A standard Auto Insurance Policy will most likely pay for permissive use so long as the driver was not excluded from the owners policy, and was not committing a felony at the time of the accident. If the Owner has a Named Driver Policy ( AKA: Drivers Policy, Non - Owners or an Operaters Policy ) then it will likely NOT pay for the drivers accident as it only covers the driver named on the policy. It will probably pay, then promptly cancel. Getting insurance just became very expensive.
Wiki User
∙ 17y ago
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If someone with no drivers license nor insurance has an accident with your car are you liable?
Generally yes , UNLESS they took your car without your permission, in which case you should have them arrested for car theft to protect yourself financially
Who is covered to drive your car if you give them permission to use it?
you are, unless you have insurance that covers other drivers.
What is a sentence with the word insurance?
He was arrested for driving with no insurance.For extra insurance, we will take your wife with us.The house insurance has expired.The insurance company called.
What happens if you wreck someones car who has insurance but you have no license and they are not pressing charges?
If they are not pressing charges, then they are giving you permission to drive their vehicle. If you give someone who doesn't have a drivers license permission to drive your vehicle, you are voiding your insurance coverage. The Insurance company will not pay.
What drivers are covered under no fault auto Insurance?
In NY it is any driver that is driving the car with the owner's permission.
Do insurance companies check the drivers details with the DVLA for 1st time insurers if the person will just be a named driver?
no, they dont have permission to check named drivers.
Is your car covered if the driver does not have insurance?
If you have insurance on a car anyone who you give permission to drive the vehicle is covered under your insurance. This is normally covered when insurance companies ask if there will be any other drivers for the vehicle.
Does your car insurance cover other drivers if you lend your car to them on infrequent bases?
Yes, as long as they have written or verbal permission from you.
Can 1 drive my brother car that he insures if i have no insurance of my own?
As long as you have permission from him to drive and/or his policy does not exclude other drivers.
You got caught driving with no insurance for the second time?
Drivers caught with no insurance for the second time would have their driving license confiscated. They will also be arrested and will be liable for persecution.
If you have a drivers permit but not a license do you need insurance to drive someone else's car in Missouri?
No, if it's on a temporary basis, you have the permission of the owner, and the owner has liability insurance on the vehicle.
Unlicensd teenage friend drove our car without permission and hit a tree. Will insurance cover this?
No way! The insurance certificate specifies who may drive. It will not include unlicensed drivers! Even a licensed driver, but driving without the owner's permission will not be covered by the car owner's insurance.
