This Depends on the type of insurance policy. A standard Auto Insurance Policy will most likely pay for permissive use so long as the driver was not excluded from the owners policy, and was not committing a felony at the time of the accident. If the Owner has a Named Driver Policy ( AKA: Drivers Policy, Non - Owners or an Operaters Policy ) then it will likely NOT pay for the drivers accident as it only covers the driver named on the policy. It will probably pay, then promptly cancel. Getting insurance just became very expensive.
Generally yes , UNLESS they took your car without your permission, in which case you should have them arrested for car theft to protect yourself financially
you are, unless you have insurance that covers other drivers.
He was arrested for driving with no insurance.For extra insurance, we will take your wife with us.The house insurance has expired.The insurance company called.
If they are not pressing charges, then they are giving you permission to drive their vehicle. If you give someone who doesn't have a drivers license permission to drive your vehicle, you are voiding your insurance coverage. The Insurance company will not pay.
no, they dont have permission to check named drivers.
In NY it is any driver that is driving the car with the owner's permission.
If you have insurance on a car anyone who you give permission to drive the vehicle is covered under your insurance. This is normally covered when insurance companies ask if there will be any other drivers for the vehicle.
Yes, as long as they have written or verbal permission from you.
As long as you have permission from him to drive and/or his policy does not exclude other drivers.
No, if it's on a temporary basis, you have the permission of the owner, and the owner has liability insurance on the vehicle.
Drivers caught with no insurance for the second time would have their driving license confiscated. They will also be arrested and will be liable for persecution.
No way! The insurance certificate specifies who may drive. It will not include unlicensed drivers! Even a licensed driver, but driving without the owner's permission will not be covered by the car owner's insurance.
You hope that the other driver responsible in the crash has insurance that covers uninsured drivers and then you sue your friend!
Any licensed driver can with your permission, however ensure your insurance covers other drivers.
The drivers name must be on the policy in order to drive the car. Permission should be given with extreme caution. If the friend wrecks the car, your insurance could call that irresponsible and drop coverage.
Insurance can definitely be high for new drivers. Find out if there are any affordable insurance companies in your area that are willing to work with new drivers.
If your friend has auto insurance that covers other drivers, you're fine. If not, she will have to pay for the damage or sue you in civil court.
Her insurance may state 'other drivers with the insured's permission' in which case her insurance would at least in part cover damage to other people/cars, but probably not to her own car. If her insurance does not have that clause, you are probably in trouble.
No they do not have to and they generally do not. Young drivers are in a higher risk group which makes car insurance expensive for younger drivers.
Some companies that advertise cheaper insurance for young drivers are FreeInsuranceQuotation, and LoansStore. These are all insurance companies that advertised on articles about cheap insurance for young drivers.
not generally.........insurance stays with the car...............in other words, unless you or ''other drivers'' are excluded from a vehicle policy, whomever drives that vehicle WITH PERMISSION is an ''insured driver'' of that vehicle.
It depends on the policy provider but my Allstate Insurance covers licensed drivers who drive my vehicle with my permission. Mine also covers me when I drive an uninsured car.
Drivers car insurance in California is usually around 200 dollars a month. This however depends on the insurance and the other restrictions on different drivers in California.
Car insurance for new, young drivers is more expensive then adult's car insurance. The reason is drivers have to prove to the insurance companies that they are safe drivers. The average insurance for new drivers is anywhere from $2000 to $5000 a year, depending on the type of vehicle insured and one's location.
Usually cars are insured for that specific vehicle. Clauses in the policy will detail the coverage of other drivers and any exclusions such as age or license requirements etc. If you have the drivers permission you are usually covered so long as you meet these clauses. To get insurance that covers any car you personally drive you will have to contact the insurance companies to go through what you require.