0
Will underage drinking effect auto insurance if the underage drinking did not involve driving?
Wiki User
∙ 15y ago
No.I used to work for an insurance company.The only records we can access are your driving records. Such as DUI's and traffic violations.So if you got busted drinking underage..don't worry.It doesn't effect your auto insurance
Wiki User
∙ 15y ago
Add your answer:
Earn +20 pts
What is teen drinking and why is it a problem?
Teen drinking is underage drinking, which is when people who are below the legal drinking age consume alcoholic beverages. Teens who drink do not perform well in school and they tend to have negative relationships with their family members. Drunk driving is dangerous and can lead to serious injuries, even death - not just for the driver, but for passengers in the car, as well as people into whom the driver might crash. 40% of fatal alcohol-induced car accidents involve teens. If someone is under the influence, he or she is incapable of proper judgment and may get involved in other risky behavior. Teens who drink often turn to drugs, which can also be a result of impaired judgment. Teen alcohol use causes health problems, including liver damage, malnutrition, heart problems, and stomach ulcers. The most serious effect of underage drinking is alcohol dependence. You are four times as likely to become an alcoholic if you start drinking at 15 than if you wait until age 21.
How many people had a car accident while drinking?
A large percentage is because of eating or drinking while driving, and 25% of car accidents are caused due to talking on the mobile phone while at the wheel of the car. It is estimated that 2.25% of all vehicular crashes involve intoxicated drivers.
What does race car driving involve?
a car and a track
When does driving involve taking a risk?
Each time you get behind the wheel
Why is commercial vehicle insurance necessary?
A commercial vehicle insurance is necessary to insure the parties involve in any auto accidents
What Homeowner Insurance companies will cover a felon?
All of them. So long as your felony did not involve fraud, especially insurance fraud.
What are the negative effects of underage drinking?
Teenagers are constantly faced with temptations. One of the most common temptations which you will find during your teen years is underage drinking. You may be out at a party or hanging out with some of your friends after school and be presented with beer, liquor or wine to consume. However, underage drinking is not only dangerous, it is against the law.Just saying "no" to the offer of alcohol may sound a lot easier than it actually is, due to the effects of peer pressure. Your friends may call you names or harass you for turning down an alcoholic beverage, but there are many reasons you should avoid drinking alcohol until you turn the legal drinking age of 21.Underage Drinking is Against the LawThe consumption or sale of alcohol by anyone under the age of 21 is illegal and can be punishable by law. If you are caught underage with alcohol, you will face criminal punishment, which is usually enforced by a police officer issuing a ticket, which can cost you over $200. Repeated offenses may even lead to a rehabilitation program or a juvenile detention center.Even those who help teenagers get drunk can find trouble.Your friends may enlist the help of an adult to buy alcohol. Sometimes, their own parents will provide them with alcohol. The parents may believe that kids will be kids and giving their teenage son or daughter access to alcohol will keep them out of trouble when trying to get it on their own. However, it is worth noting that adults over the age of 21 who purchases alcohol for teenagers can also face criminal prosecution and can find themselves in jail. The same rules apply to parents, despite their best intentions.More Trouble from AlcoholThe effects of alcohol cause you to have less inhibitions, which can lead you to do some things you might regret when you sober up later. Even worse, drinking too much alcohol can cause you to completely forget the events of your drunken state. Common occurrences when teenagers lack inhibition from the effects of alcohol involve premarital sex, which can result in trouble such as teen pregnancy and the spread of sexually transmitted diseases. Another danger that presents itself after drinking is driving under the influence. Even driving slightly buzzed or tipsy is considered drunk driving and should not be attempted. Statistics show that 5,000 kids under 21 die from underage drinking. Adding driving to the equation will only make this number higher. Drinking while under the influence not only endangers you and your passengers, but the other people on the road as well. To avoid the dangers associated with drunk driving simply hand over the keys to a designated driver or better yet, don't drink at all .As you can see, underage drinking brings many risks. It is best to just avoid it and enjoy alcohol when you are of a legal and safe drinking age.
My car was hit and I have no insurance?
If you are not at fault, then you should contact the other driver's insurance company. You may need to involve a lawyer. You should also have insurance. You're an idiot not to.
Who is the insurance consumer advocate?
The Insurance Consumer Advocate is usually an appointee of a State Department of Insurance. He/she investigates and takes positions, on behalf of insurance consumers, on a variety of insurance issues. Frequently, the issues involve requested rate increases.
What are some comedy films that involve humorous defensive driving?
There are many comedy movies which feature funny scenes with characters driving. For example, films such as Driving Lessons and Driving Miss Daisy feature such scenes.
What if your in an accident and your friend wont give you her insurance information?
You need to involve parents or a lawyer, as appropriate.
What duties can an unlicensed employee do in an insurance office?
Filing, data entry, copying, answer phones, post mail, etc. Basically they can do anything that does not involve the sale of insurance, insurance advice or recommendations and they can not effect coverage.
