Probably not. The idea is to get to the account while you have money in it. If they give you notice you'll just transfer the money out. * Most banks will notify the account holder(s) after the action. On joint accounts where only on holder is the judgment debtor, the account is generally frozen, and the non debtor account holder must submit proof to the court of the amount of funds belonging to them. The exception is a married couple residing in a community property state. When the order has been served, the account cannot be transferred, closed or in any way altered until a decision is made by the court.