Will our Medical Coverage through our Golden Rule HSA Policy protect us while we are on our trip to Panama?
There are many, many different types of medical insurance. Each policy specifies what it will cover, the extent of coverage and for what purpose.
No. The medical payments to others coverage specifically excludes medical coverage for the named insureds and any houshold members. Health insurance is the only coverage that will cover this type of loss.
If your motorcycle was a scheduled vehicle on your Insurance Policy then you should be covered. If you were on someone Else's Motorcycle then their insurance policy should cover your medical. If neither coverage is available then you could look to your major medical policy or HMO for medical coverage.
Your liability insurance does not cover medical expenses in your vehicle no matter who is driving. Depending on your state and the regulations there, this could vary somewhat. Liability is coverage for the party and passengers in a vehicle that you hit if you are at fault. If you are talking about a person in the other car then yes, but if you mean a person in your car the answer is no. You need to purchase "Medical Payments" or PIP coverage to provide medical coverage fro those in your car.
No, Most if not all plans exclude work related conditions.
Medical bills for yourself and anyone else in your car in case of an accident
the term "Full Coverage" is a layman's term. You will not find this language in your policy. In order to determine if you have Medical Coverage you just need to look at your policy and see if you have Medical or Personal Injury protection. Your policy will indicate such and the limits of coverage available. Happy Motoring
No. The medical coverage and liability sections of a homeowners policy do not contain any deductibles. These sections do not cover the homeowner or any household residents.
if you have full coverage insurance, yes it will cover you and other driver, depending on the limit of your collison coverage you have. if damage exceeds your coverage, then you have pay out of your own pocket to cover other driver's medical expense and damage. asian623 http://www.myspace.com/scionturboracing
Cobra insurance coverage covers health and medical needs. They are a health insurance place. They don't cover really anything but medical and health things.
They would pay up to the limit of the Medical Expeses coverage for medical bills only. This coverage reimburses you for expenses that your personal healh insurance does not cover, i.e, deductible, co-pays.
If a motorist is injured by an uninsured motorist and the driver has uninsured motorist coverage the insurance carrier will provide coverage, if certain information is obtained on the uninsured driver. If a driver has Medical payment coverage or PIP coverage he or she and any passengers will be covered by the drivers auto policy Medical payment coverage.