No. Since you said it was "non covered". that would indicate that you have no coverage for that vehicle.
Yes, you are correct. Items in your vehicle that are damaged in an accident or fire or whatever are not covered by you auto insurance unless they are part of your vehicle. The alternative is that they are covered on your homeowners insurance. The downfall to this is that you will have a deductible on your homeowners insurance that you will have to meet first.
Either vehicle is covered by auto insurance but you would need to get insurance policies that cover commercial vehicles.
If you have Comprehensive Coverage on your Auto Insurance policy, you will be covered. They will either repair the vehicle or compensate you for the loss of the vehicle if it is not repairable.
Yes, If you have proper auto insurance and the policy is in an "Active" status, Then it will be covered even if the vehicle regisration is expired.
If it's your vehicle then no. You have to add the other vehicle to your policy, otherwise it is not a covered vehicle. If it's a temporary replacement vehicle then coverage may be afforded under your own auto insurance policy.
No, Your homeowners insurance does not cover vehicle damage. That's what auto insurance is for.
You need to have your sister schedule you as an covered driver on her auto insurance policy to be covered. Non Owners Insurance will not cover you in any vehicle to which you have regular access.
Insured has thirty (30) days to add new vehicle to commercial auto policy. For auto insurance it is what is on the policy that is covered.
Of course not. Auto insurance has to cover your car and home insurance covers your home. Damage to you car is always covered under an auto policy. It is specifically excluded under your homeowner's rental policy.
No,, That would be covered under your auto insurance policy. Homeowners insurance does not cover damages to street vehicles.
Your homeowners insurance will cover your garage door subject to your deductible since it is part of your house. Your Home insurance does not cover damage to a vehicle though. That's what Auto insurance is for. Your friend will need to contact his auto insurance to fix his vehicle.
Automobiles are covered by Auto Insurance. If you have full coverage auto it will repair any damages caused to your vehicle by the shopping cart, minus your deductible of course. Homeowners Insurance does not cover automobiles, if it did, we would have no need for car insurance.