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Will your car be covered by your employers insurance if you have an accident using your own car for them?
Wiki User
∙ 12y ago
Generally no, and it could get a little interesting if you are running errands for your employer. Your personal auto insurance policy does not cover commercial use. You need a commercial lines policy, not personal lines.
Wiki User
∙ 12y ago
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Does my car insurance company pay if i get in an accident while i am delivering food?
Yes, but only if you are covered for business use. If not, then no, they do not have to pay up as you were using your vehicle outside of the policy.
Is a non covered driver on your insurance covered if he is involved in an accident?
You need to read your contract, in most states any legal driver over 25 is covered on any policy and on some policies cover everyone with A valid license. Also if the person is using your insurance to cover damages they caused, You can sue them for costs. The policy is yours not theirs.
Do I have to pay car insurance on a vehicle in an accident?
Are you still using it? If so, yes.
Which companies offer the most comprehensive employers liability insurance for small firms?
The insurance market is full of employers liability insurance providers. To save time, consider using two or more comparison engines to compare the various insurances offered side by side.
Will your son not living at home drive your car and be covered?
No, living with you or not, you son's name must be on the policy to be covered. If he gets into an accident, he has to tell the police a good reason for him using your car that day so your insurance doesn't penalize you. You can say you were sick and he went to pick up medicine for you that day or something like that. If he admits that he regularily drives your car, it will get you in trouble. If the accident isn't his fault and he has a good reason for using your car, it should be okay.
You had taken your auto out of use and suspended your insurance. your insurance was still active you removed the auto from storage on Saturday night had an accident on Sunday will the insurance cover?
If your policy was still active, then it is covered, If you suspended? or rather cancelled your coverage. Then it is not covered. If you had taken your auto out of us and suspended your insurance than you will need to again restore your auto from non-use to use and notify your insurance company of the same before you start using your auto. You have not done this and hence even if you have valid insurance the insurance company is liable to pay only liablity - if any and not for damage to your own automobile.
How are accident reports usually filed?
Accident reports are usually filed with the police. They will interview the person and fill in the accident report using those details. A separate report is filed with the insurance company.
Can you cancel your insurance if your car is in bankruptcy?
Absolutely not! If you are still using the vehicle, it must be insured. However, the insurance payment would not be covered by the bankruptcy.
If another person has car insurance and has an accident using your car which car insurance is used?
The rule of thumb is that the owner's insurance pays first and, if that coverage is inadequate, the driver's car pays.
What are the benefits of using Globe Life and Accident Insurance?
Globe Life and Accident Insurance is a license holder for the named after insurances in the United States. They are rated A+ based on management skills, financial strength and integrity. They have 3,8 million policy holder.
If I am in an accident and the other driver has no insurance and my insurance provider has paid my claim do you need to have the auto repair done or can you keep the money?
The money is for an autorepair. I would recomend using it for that, or the insurance company can possibly charge you with intent to defraud.
Can you be sued if someone has an accident under your insurance but you didn't know they were using it?
In the US, at least, you can be sued for just about anything. I'm uncertain as to exactly how you could not know someone was on your insurance policy, though.
