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Answered 2012-04-16 09:01:35

if he is not on your insurance he is required to have his own insurance otherwise he is driving your car without insurance with or without your permission illegally so no it will be the get out clause the insurance company will use not to pay out and why should they pay for someone who has not paid for there services

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== == == == == == == == == == == == if one party wants to go though it using insurance then yes you have to as well.


When ever a person hits the car in front of them, they are found at fault. If you hit a car in the rear even though it stops short, you are at fault. You will probably get a ticket and your insurance will go up.


You prey that the other driver doesn't find out that even though he was not insured, you and your insurance co. are still liable for all damages. You still need to report the accident to your insurance co, though.


If you have car insurance ,police will never stop you even if you dont have driving license.


The insurance will pay for the car you hit.


Motorcycle insurance is by far cheaper. The reason being if you hit another car with a car you can do some serious damage even kill people. Now if you hit a car on a motorcycle you will probably only kill yourself. Insurance companies could care less about the damage you do to yourself, so they charge less than car insurance.


They have the right of way. Even if they hit you on purpose insurance companies favor the car already in the lane.


If you are driving their car and hit their car, then their insurance will pay for the damage on both cars. If you are driving your car and hit their car, then your insurance will pay for the damage on both cars.


i borrow my girlfriend rental car and i hit a fence they want to repair it should i go though my car insurance whose responsible


You do not need to know if the car you hit has insurance if you were at fault. It would not matter if they have insurance because you as the at fault would be responsible for the damages you caused.AnswerIf the owner of the car presented you some documents stating that his/her car has an insurance.


I think it may depend on the carrier. In Los Angeles, Progressive insurance still fixed my car even though it was hit by a rental car that was being driven by someone with only a drivers permit and not listed on the rental car policy.


It depends on the state, but at least where I live, the insurance of the stolen car pays for damages. Check it out with your insurance agent. He/she should be able to give you that information, even if your liability won't cover it.


if the car that hit you from behind has insurace its his fault, for failing to leave enough breaking distance, even thought he was hit, u claim from him,, he claims from the car that shoved him and so on



Basic liability insurance. This covers the person you hit. Comprehensive and collision covers your car.


If you have the proper insurance or you were hit by someone you will surrender the car and the title to the insurance company and they will pay you the actual cash value of the car before it was hit.



if they are the ones that hit your car then yes, they or their insurance are the ones who have to pay.


Yours, because the question is ... even though that car was illegally parked, what type of driving were you doing that caused you to hit it? No fault only applies to injuries. Property damage is the responsibility of the at fault driver.


See if the place where you were hit at has cameras that survey the parking lot. Maybe you can see who hit you. Good luck and God Bless:)


Well, there are two responses to this question - If your car was damaged in a hit-and-run accident and you have no idea who caused the damage and your car was uninsured, unfortunately, you are stuck paying for the repairs to your car. However, if your car was insured, simply pick up the phone and call your insurance agent and file a claim against your insurance policy. In essence, you are suing yourself, but your car will get fixed, minus the deductible of course.


Typically that is the way it works, They car behind who hit your car pays for your damages and the car in front that you hit will be covered by your insurance.


if you have pet insurance that covers accidents then the insurance will pay


You do not pay a deductible for the car that you hit. Your liability coverage does not have a deductible.