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It shouldn't be, but then credit bureaus are rather notorious for errors in reporting. Generally debt incurred separately is reported as such. Joint accounts may or may not appear on a report as joint debt. Any problem that arises might be with the lender rather than the CRA's.

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Q: Will your good credit be affected negatively when obtaining a mortgage with fiance who has bad credit assuming that all mortgage payments are paid on time from day one?
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Is your property in Michigan exempt if you do not pay your mortgage in Florida?

Your property in Michigan would not be affected by your mortgage in Florida.Your property in Michigan would not be affected by your mortgage in Florida.Your property in Michigan would not be affected by your mortgage in Florida.Your property in Michigan would not be affected by your mortgage in Florida.


Where can one get information on obtaining a mortgage?

One can get information about obtaining a mortgage from: Realtor, This is Money, Nationwide, Mortgage Calculator, Bank Rate, Home Loan Learning Centre, Forbes, National Consumer Agency, to name a few.


What is the advantage of obtaining an FHA mortgage loan?

There are many advantages to obtaining an FHA mortgage loan. Among others, these include allowing for a blemished credit history and offering competitive rates and charges.


Where can one get advice on obtaining a mortgage loan when one has a bad credit report?

Advice for obtaining a mortgage loan when one has bad credit can be obtained from bank or mortgage companies such as Wells Fargo or Bank of America Home Loans. Information can also be found on the websites Mortgage Digger and Quicken Loans.


What happens if mortgage loan holder files for bankruptcy when the title has other people also?

If there are 2 people on the deed of trust and only one on the loan - then the person who has defaulted on the loan will have their credit negatively affected. The one who is only on the deed of trust will lose ownership to the bank or mortgage company, however, their credit will not be affected unless they co-signed or guaranteed the original loan that has defaulted.

Related questions

Is your property in Michigan exempt if you do not pay your mortgage in Florida?

Your property in Michigan would not be affected by your mortgage in Florida.Your property in Michigan would not be affected by your mortgage in Florida.Your property in Michigan would not be affected by your mortgage in Florida.Your property in Michigan would not be affected by your mortgage in Florida.


Where can one get information on obtaining a mortgage?

One can get information about obtaining a mortgage from: Realtor, This is Money, Nationwide, Mortgage Calculator, Bank Rate, Home Loan Learning Centre, Forbes, National Consumer Agency, to name a few.


Where can one find information on obtaining a mortgage abroad?

There are many sources where one could get information on obtaining a mortgage abroad. One could search on websites like which, rightmove, or globalpropertyguide.


What is the advantage of obtaining an FHA mortgage loan?

There are many advantages to obtaining an FHA mortgage loan. Among others, these include allowing for a blemished credit history and offering competitive rates and charges.


Where can one get advice on obtaining a mortgage loan when one has a bad credit report?

Advice for obtaining a mortgage loan when one has bad credit can be obtained from bank or mortgage companies such as Wells Fargo or Bank of America Home Loans. Information can also be found on the websites Mortgage Digger and Quicken Loans.


Will the credit of a co-signer of your mortgage be negatively affected if you file bankruptcy?

Well, only slightly if he makes all the payments due in a timely fashion. But if he doesn't, because he is responsible for the loan, then very much so.


What are the benefits of obtaining a 125 mortgage?

The benefits of obtaining a 125 mortgage can vary depending on the state which one resides. The main benefit is that a consumer might be able to borrow up to 125% of the value of one's home.


What happens if mortgage loan holder files for bankruptcy when the title has other people also?

If there are 2 people on the deed of trust and only one on the loan - then the person who has defaulted on the loan will have their credit negatively affected. The one who is only on the deed of trust will lose ownership to the bank or mortgage company, however, their credit will not be affected unless they co-signed or guaranteed the original loan that has defaulted.


Where could one go to find advice on obtaining a second mortgage?

Advice on obtaining a 2nd mortgage is available from many different online sources that deal with financial advice. Some of these sources include About - Banking and Zillow.


Is it possible to remortgage a home through Advisor Mortgage Group?

Advistor Mortgage Group offers a full range of mortgage services. This includes remortgaging one's existing home, as well as obtaining a first mortgage.


What affects the size of your monthly mortgage payment?

Your monthly mortgage payment is affected by the amount of the loan, the interest amount, and the length of time of the mortgage.


What are the benefits of obtaining a self certified mortgage?

The benefit of obtaining a self certified mortgage are that it does require the person getting the loan to shown for three years of income like most other mortgages do. This is good for small business or people that are self employed.