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Yes, Your homeowners Insurance policy, (unless you have Fire Only) should respond to damages to your home from an automobile.

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i am an insurance agent and if you have a hit and run such as that description and you do have a homeowners policy. it will be covered under the policy, you will have to pay your deductible and it will go onto your records as a loss but they will pay the damages that are above your deductible, now they will have to prove that it wasnt one your cars doing the damages so you can get a new brick wall and that it wasnt because your wall was old and just fell. and trust me they have their way of proving that.

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โˆ™ 2013-08-03 22:24:28
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Q: Will your homeowners insurance cover damages caused by a hit and run driver who smashes into your brick wall fence?
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Will homeowners insurance cover damage to personal vehicles at the home caused by someone else?

Homeowners insurance covers what is inside the home. Check your auto insurance for auto damages.


Will homeowners Insurance cover medical expenses to others caused by your pet?

Not likely. Most homeowners insurance policies these days automatically exclude coverage for injuries or damages resulting from pet ownership.


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No. Your policy will only cover damages which were caused by a covered loss during the policy period.


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How much can a person sue for a dog bite?

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If a friend borrows your car and gets in an accident does your auto insurance cover damages?

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Who covers your damages if your Texas neighbor's pit bull bites you and the dog is excluded from neighbor's home owner's insurance?

The neighbor should be held liable for damages caused by anyone or anything that resides upon his property whether or not it is included in the homeowners insurance. You can file a complaint with the local animal control agency in your area.


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Yes, they are through their homeowners policy.


Will your homeowners insurance cover damage to your neighbors property caused by fire damage?

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Only if you have earthquake coverage. A regular homeowners policy excludes damage caused by ground movement or earthquakes.


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Yes, but you would have to pay what your homeowners deductible.


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