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Will your homeowners insurance cover damages caused by a hit and run driver who smashes into your brick wall fence?

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Wiki User
2013-08-03 22:24:28
2013-08-03 22:24:28

Yes, Your homeowners Insurance policy, (unless you have Fire Only) should respond to damages to your home from an automobile.

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i am an insurance agent and if you have a hit and run such as that description and you do have a homeowners policy. it will be covered under the policy, you will have to pay your deductible and it will go onto your records as a loss but they will pay the damages that are above your deductible, now they will have to prove that it wasnt one your cars doing the damages so you can get a new brick wall and that it wasnt because your wall was old and just fell. and trust me they have their way of proving that.

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