No, your insurance will cover the occasional driver as long as they are licensed
It really depends on what your insurance policy is.
no, the driver has to be on your insurance or have there own insurance. if your driving and the persons with you then yes
Their own insurance would cover it if they had collision insurance.
No he have to listed as a second third or household driver for being cover by insurance
when you get the insurance you can register your daughter as an autorized driver and the insurance will cover for the damages.
about $650, the same amount of your mum per hour
the accident is cover by insurance if the driver did not have insurance but the owner dose then it should cover for uninsured motorist if the driver was not a excluded driver of the vehicle a excluded driver is like a relative that lives the the policy holder but is not on the policy as a driver
If they are not on your policy then they are not covered.
Covers medical expensives for you and passengers, will cover damages if other driver who is at fault doesnt have insurance.
If you are "Uninsured", then you are "uninsured. You may or may not be an insured driver on the vehicle owners policy. Just because someone else has coverage for that vehicle does not automatically mean you are a covered driver. The insured should contact the insurance company or the insurance agent to determine the status of an unscheduled driver. Some auto insurance policies will cover the occasional driver while other policies will not. All drivers of a motor vehicle on public roads are required to carry proof of financial responsibility at all times.
If you add the child as a driver on the policy.
Well then hope that your insurance will cover it.
yes because there might be a drunk/reckless driver and you need insurance if you're in a crash to cover damages
When a car is borrowed (with permission) the insurance of the car owner is primary and the insurance of the driver is secondary. Here, the car owner has no coverage to pay for the damage to his/her own car, so the driver's liability insurance would cover the cost of the car. That is assuming the driver has liability insurance, if the driver doesn't have liability insurance, the car owner is stuck (unless he sues the driver).
There are a few websites that offer cheap car insurance for teens, you can search for it online. There are also a lot of ways to reduce the insurance like keeping the teen as an occasional driver or by taking a driver-training course.
If they are added to your policy as a scheduled driver yes they will be considered a covered driver.
All insurance companies will cover a disabled driver if they are able to pass the driving tests. Try progressive.com for multiple quotes.
No. They are two totally different types of insurance.
Because, unless your car is off-limits to him, he would be considered a regular, not occasional, driver, who needs to be on your insurance to be covered.
Yes, as long as you add her as a regular driver on your insurance policy.
Yes, they do offer. The part where owner's legal liability is not charged where owner is not a driver, can be replaced with paid driver cover and un-named passengers cover as a matter of abundant caution if someone else should drive.
You can and you should. Think about it, a few dollars will buy you a piece of mind, simply because you never know what you going to come across when you go around the corner.