No, your insurance will cover the occasional driver as long as they are licensed
It really depends on what your insurance policy is.
no, the driver has to be on your insurance or have there own insurance. if your driving and the persons with you then yes
Their own insurance would cover it if they had collision insurance.
about $650, the same amount of your mum per hour
when you get the insurance you can register your daughter as an autorized driver and the insurance will cover for the damages.
No he have to listed as a second third or household driver for being cover by insurance
the accident is cover by insurance if the driver did not have insurance but the owner dose then it should cover for uninsured motorist if the driver was not a excluded driver of the vehicle a excluded driver is like a relative that lives the the policy holder but is not on the policy as a driver
If they are not on your policy then they are not covered.
Covers medical expensives for you and passengers, will cover damages if other driver who is At Fault doesnt have insurance.
When a car is borrowed (with permission) the insurance of the car owner is primary and the insurance of the driver is secondary. Here, the car owner has no coverage to pay for the damage to his/her own car, so the driver's liability insurance would cover the cost of the car. That is assuming the driver has liability insurance, if the driver doesn't have liability insurance, the car owner is stuck (unless he sues the driver).