Best Answer

Inusrance is for a specific item. So just your own bike. But....if you are riding someone elses bike and they are underinsured, your insurance would cover the gap... This is so in MA, other states may differ. 4lifeguild

User Avatar

Wiki User

โˆ™ 2006-03-10 14:49:24
This answer is:
User Avatar

Add your answer:

Earn +20 pts
Q: Will your insurance policy cover you on whatever bike you ride or just your own bike?
Write your answer...
Related questions

Which motorcycle insurance company advertises themselves as the UK's favorite bike insurance company?

Bennetts Bike Insurance advertises themselves as the UK's favourite bike insurance company. Their insurance includes 90 days EU cover, theft, loss or damage to the bike, accident recovery, riding other bikes, multi bike policy.

What major insurance companies offer bike insurance?

Yes there are a few major insurance that cover bike. GEICO, Allstate, and Nationwide all offer bike insurance.

Is bike insurance mandatory for people to buy?

Yes, if you have a bike, it is mandatory to buy bike insurance in India. As per Motor Vehicles Act, it is compulsory for every vehicle owner in India to have a valid third-party insurance policy at least. You can not ride your bike on Indian roads without a valid insurance policy as doing so is a punishable offense. You may have to face legal complications, fines and a 3-month improisnment for not having an insurance policy. Thus, it is always advisable to buy a bike insurance policy to stay away from all the legal hassles.

Does homeowners insurance cover stolen dirt bikes?

You would have to have insurance on the dirt bike.

What are the formal procedures that one need to follow to get a classic motorbike insurance?

In UK, find a company that does classic bike insurance, tell them your details and the bike details and the mileage you are likely to do each year and that's it. However, not all classic bike insurance is value for money or cheaper compared to a 'normal' motorcycle policy for the same machine. It is almost impossible to have a classic bike on a multi-bike policy with a modern bike.

Which insurance providers cover bikes?

Harley-Davidson offers bike insurance. Also, Progressive and Geico cover motorcycles and cars in addition.

What is bike Insurance?

Bike Insurance essentially comes under the motor 2 wheeler insurance category. When people refer to bike insurance, they are talking about a comprehensive cover. A comprehensive bike insurance covers partial and total damage to the bike and theft upto the sum assured, and damage done to a third party's life or property by the insured bike and driver. Also a Third Party Liability cover is compulsary. It is illegal to drive a bike without it. If you would like to know more about two wheeler insurance or purchase one, you can try one of the comparison websites online like

Does homeowners insurance a bike stolen at a store?

Yes, the contents coverage portion of your homeowner's policy would cover your bike if it was stolen somewhere other than your house. However, you will still be responsible for the insurance deductible and if its a deductible of say $1000 (typical amount), then unless it was a bike more than $1,000, it makes no sense to even make a claim.

Will I need motorcycle insurance for my son's dirt bike?

If you are taking it out on the street then you will need motorcycle insurance. If you are traveling on your property then your homeowner insurance will cover it.

What kind of insurance can be purchased from The Policy Shop?

The Policy Shop offers several different types of insurance. No matter what the need one is likely to find what they are looking for at The Policy Shop. Insurance types include car, home, bike, van, travel, and business.

How much does bicycle insurance cost?

Your bicycle most likely will have some very limited coverage under your homeowners or renters policy, however, there are usually limits on the value of the bike and the types of losses that would not be covered, such as theft and damage away from the home. Most home insurance policies will not cover crashes or accidents, especially while racing, so if you wreck out on the road, in a race, or an organized ride you will be out of luck with the home insurance company. Also, when you file a bicycle claim against your homeowner's policy, you risk having your insurance rates increased or the policy cancelled. With a special bicycle insurance you have the peace of mind and satisfaction knowing that your policy is built specifically for you and your bike, and claims will not affect your other insurance rates.

Which services are offered by the Adrian Flux Insurance?

Adrian Flux Insurance, in the UK, seems to mainly be a car insurance business. It also offers home insurance, van insurance, bike insurance and even pet insurance. They cover almost everything that you would need.

Where can one find motor bike insurance online?

There are a range of motorbike insurance companies available. The best policy is to get a quote from several of these to find out who has the best deal at the best price.

Where can you get bike insurance for a skyjet?

Rampdale insurance

I called my insurance company and said I need motorcycle insurance gave then Vin and bike deatils got into accident and he said I had no policy Am I covered bc they didnt write my policy up?

If you never received a quote or instructed them to bind the coverage (or paid for it) then you are not covered.

What are the benefits of having classic bike insurance?

"*Lower rate (usually) than regular bike insurance

Is it smart to own bike insurance?

Yes, it is reasonable to own bike insurance if you use your bike a lot in a well populated place, or if your bike is expensive. You can never be too careful.

How much will classic bike insurance cost for my classic bike?

Insurance varies from provider to provider. Your state and local area charges its own price for bike insurance. You should contact your insurance provider to find out how much it costs for you to carry this type of insurance.

You are in college and your bike and some accessories on it were stolen you are covered by your parents' homeowners insurance Should they pay to replace your bike and the accessories that were with it?

I am assuming you mean a bicyle not a motorized bike. Yes, file the claim, all policies have different wording and exclusions, but most would cover a full time students personal property. As to them paying to replace the bike accessories etc, that will depend on your parents policy as well, actual cash value or replacement cost.

Will insurance pay if someone else is riding your bike in Texas?

Your question is not entirely clear. Does the person who is riding your bike in Texas have your permission to ride the bike, or did this person steal it? If he did steal it, and you have theft insurance, you may make a claim. Did this person have an accident while riding your bike in Texas with your permission? If so, you would have to check the provisions of your policy to see if it covers other people than yourself who use your bike. Not all policies are the same.

Do you need insurance for a dirt bike?

Well when you race in like crmc you do need insurance and just riding the road and the pit and things like that you might want insurance just in case you do fall and you break a leg and if you get your bike stolen. Try looking at Bike Sure for the insurance. They specialize in niche bike insurance such as this -

What types of insurance does Devitt Bike Insurance offers?

The types of insurance that Devitt Bike Insurance offers includes motorcycle insurance, dealer insurance, and many more. To learn more, check out their official website, DevittInsurance.

What place can one shop for insurance for motorcycles?

One can get their motorcycle insurance from a number of online shops, websites such as Esurance can offer you great deals on your motorcycle insurace whether it is a new bike, or you are looking for a new policy.

Where can one find online the cheapest bike insurance?

Geico Insurance online is the best place to buy insurance for standard bikes or touring bikes. Geico is a company that has the cheapest bike insurance. Of course, a person needs to get a quote since every bike is different.

How much is monkey bike insurance?

Call and ask your insurance agent.