Inusrance is for a specific item. So just your own bike. But....if you are riding someone elses bike and they are underinsured, your insurance would cover the gap... This is so in MA, other states may differ. 4lifeguild
In UK, find a company that does classic bike insurance, tell them your details and the bike details and the mileage you are likely to do each year and that's it. However, not all classic bike insurance is value for money or cheaper compared to a 'normal' motorcycle policy for the same machine. It is almost impossible to have a classic bike on a multi-bike policy with a modern bike.
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