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If she was driving her own car that was insured for property damage liability coverage, her policy should cover herand pay for your repairs. However, depending upon the extent of damages to your car, her insurer may opt to declare it to be a total loss. If so, the insurer will normally pay to you the actual cash value of the car, which roughly translates to the market value of the car as of the time of the loss. This takes into account make, model, condition, mileage, and similar factors. Often, an insurer will "total" a car when the cost of repair is equal to or exceeds 80% of its actual cash value. Frequently, doing so is required by law.

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โˆ™ 2013-06-03 19:12:25
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Q: Will your mother's insurance pay for the damage to your car that she caused in an accident while driving where you don't have insurance and she lives with you?
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Does you auto insurance go up if someone with a drivers permit was driving your car and caused an accident while you were with them?

Boy does it ever. You should be sitting down when you get the letter from your insurance company. Sorry!


If you were driving your mother's car with her permission when she died can you still be covered under her auto insurance if you keep up the payments until you inherit the title after probate ends?

If you were driving within the law old enough held a valid licence at the time and indeed included on the insurance theres a chance you will be covered by the insurance but seeing as it was your mothers car and insurance and through the result of an accident caused by your own admittance by yourself which takes all blame away from her then this being the case the insurance would still have to pay out on her insurance policy.


What are the functions of insurance companies?

The function of insurance companies is to pay out if you are in an accident or require reimbursement after such as an accident caused by yourself or another person.


In Florida If you were in an accident and was excluded from driving the car and it was not your fault can the insurance co make the owner of the car pay for the damages on the other car?

The insurance company is not going to force anyone to pay for damages to a car. The person that was driving the car and or the owner of that car that caused the accident is liable for the damages to the other vehicles involved in the accident. If there is insurance coverage for that damage then the insurance company will pay. However if the driver of the at fault vehicle is excluded from the insurance policy then the insurance company may be relieved from it's responsibility to pay on behalf of the owner of the vehicle.


Why do insurance companies test for drugs after an accident?

Because the accident could have been caused by the use of drugs.


Are you still at fault if the other person does not have insurance?

Yes, If the accident was your fault, then it is your fault. Whether or not they have insurance has nothing to do with who's at fault, or who actually caused the accident.


What are the basic rules of car insurance in Massachussets?

Basically, you have to pay for insurance. If you get into an accident, you are at least partly responsible for the damage that accident caused, whether or not you were at fault. Insurance helps to pay for that damage.


Do you call your insurance company if you caused damage?

It is advisable to call your insurance company immediately in any accident. If you do not, they may think that you are trying to defraud them by hiding the accident.


What happens if im driving a friends car and you get in an accident?

Hopefully, both you and your friend have insurance. If you do, you call the insurance companies. If the other guy caused the accident, you let the insurance companies fight it out. Likewise, if just one has insurance, you call that company. On the other hand, if you caused the accident and both you and your friend have insurance, you call the insurance companies. If just one has insurance, you call that company. If neither you nor your friend have insurance and you caused the accident, you are in deep trouble. You could be out a lot of money. In either case, you only talk to the cops. You do not assume any blame even if you are at fault. You just give the facts. You can say the light was red when I entered the intersection. You have to tell the cop the facts or you can go to prison. Still, you do not say, "It was my fault." You do not assume blame. You do not make value judgements.


If an employee is on his way to work and driving a company car and has an accident is the employer liable?

In most cases, the company's insurance carrier will pay for damages, as long as the fault causing the accident was not caused by the employee. The employee here is representing the company in this case - if the employee is charged with negligent driving and was cited for causing the accident, the company insurance carrier will most likely pay, but will seek restitution from the employee. Could get into a real sticky situation.


How do you get an accident claim against own car when the car is fully insured?

Report the accident to your insurance company. If this was a single car accident - meaning yours- your insurance will have to pay for the repairs minus your deductible. If another party caused the accident you need to turn their insurance information over to your company and they will take it from there.


Can you claim on someone's insurance for an accident caused due to them parking on a corner blocking view of road?

If they were not parked illegally then they are not responsible for your accident.


If you are at fault for an accident does your insurance company get billed for the damages of the other person in the accident?

Yes,, That's what it's for. It pays for damages you caused to another.


Which of the following was a reform that was proposed to address problems caused by industrialization?

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What happens if an excluded driver on your insurance policy cause an accident but you let them drive?

The insurance company is not liable to pay out any damages that were caused in the accident and they cancel your policy. This means that the driver bears the full financial burden for the costs of the accident.


Your car was in an accident in Florida It is registered in New York the insurance was in cancellation the car was not being driven by you and was totaled what is your recourse?

Your question is extremely confusing. Whose car is registered in New York? Whose car lacks insurance? Whose car caused the accident? Who was driving the car? All of that may or may not be relevant. In Florida the person who caused the accident is usually responsible for property damage whether or not he or she has car insurance. It does not matter where the car is registered. In Florida, people go after both the driver and registered owner. The driver caused the accident and the registered owner gave the driver permission to drive the vehicle. Collecting one cent is frequently a different matter.


If a person has a heart attack while driving a car and subsequently dies in an auto accident if death is caused by the accident and not the heart attack will an Accidental Death Insurance policy pay?

AnswerIf in fact the accident was the cause of death, yes. You would need a death certificate indicating the actual cause of death when you file your claim.


What kind of interest group is Mothers Against Drunk Driving?

caused- based, single issue (mavericks)


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you got to jail for not having insurance or a vaild license and you are personally liable for all the damages you caused.


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Health insurance usually covers things such as routine exams, immunizations, cancer, hospital stays for any reason. The other usually covers things caused by an accident or a cold!


What was the name of the driver of the car that caused the first accident in th defensive driving video?

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If you are driving personal vehicle for work purposes and had a car accident and you were at fault is the employer responsible for repair of damages to the vehicle?

No. If it was your own vehicle and you caused the accident then it is entirely your responsibility that the damage was caused and that you get it fixed.


What are the steps taken against a person in an accident without insurance?

In the UK - driving without motor insurance on a public highway is a criminal offence. The police will investigate and the Crown Prosecution Service will prosecute in the good for the good of the state. In addition any injuries caused by a driver who has no motor insurance will be met by the Motor Insurers Bureau or MIB. See the related link entitled "accident car insurance" - to see the importance of motor insurance and how the MIB operates in the UK.


If you hit your own garage door will insurance pay?

Yes, your insurance company will pay for your accident if you caused it, but your insurance will increase. You may want to weigh the cost of covering it yourself and filing it on your insurance.


Can an insurance raise if you have been in an accident but not charged?

Absolutely, the fact that you are cited or not cited will not apply. The insurance company will determine your fault. For example, an accident caused on private property doesn't fall under police jurisdiction but you still caused it so your company would raise your rates.