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The insurance company has no reason to raise your premium, the situation was completely out of your hands.

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โˆ™ 2004-06-24 22:14:10
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Q: Will your premiums increase with no-fault insurance if someone hits you when your car is parked?
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What would make a mortgage insurance premium increase?

There are many things that would make a mortgage insurance premium increase. Mortgage insurance is used when someone dies and pays money so that the mortgage will be paid. Smoking or participating in dangerous activities will increase the premiums.

Where can someone compare the premiums for different companies vehicle insurance?

Someone is able to compare the premiums for different vehicle insurance companies at a company called Progressive, where one is able to compare other top car insurance rates.

What should one know before buying home insurance?

Someone should know a number of things before buying home insurance such as what the insurance covers, what it doesn't cover, the price of premiums, and whether or not they can increase if a claim is made.

Are there limitations for someone over 70 buying travel insurance?

There are some limitations for customers that are over the age of 70 for buying travel insurance. Many companies increase the premiums for customers over the age of 70.

Is it possible to pay someone else's insurance premiums with your credit card?

Certainly, if that insurance companie excepts that form of payment

Is it legal to pay someone else's life insurance premiums?

yes it is hope i helped lexi xx

If you were at fault for a minor accident and police report was filed will the insurance companies find out and increase premiums even if both sides agreed not to notify their insurances companies?

I rear ended someone and totaled her car, she was taken to the hospitaland my insurance did not change. I do have a driving record with no other blemishes.

Does Geico offer New Jersey car insurance for bad drivers?

Geico does offer insurance for someone with a less then perfect driving record. The Premiums are fairly large although for someone with strikes on their record.

What if someone drives your car and has an accident?

Your insurance rate will increase.

Would a life insurance company cancel a policy if someone is unable to pay premiums that is in the hopital with terminal cancer in an unconcious state?

Any life insurance policy can be cancelled by an insurance company for non-payment of premium. Check with the company to see if her policy contains a "waiver of premium" feature. If it does, she does not have to pay the premiums, and may even be entitled to a refund for premiums paid during her extended illness. Alternately, if her policy contains cash value or accumulated dividends, these may be used to pay premiums. Good luck

Are their any tests to see if someone is using tobacco products?

Yes, insurance companies test for cigarette use before deciding to give you life insurance or to decide how high your premiums will be.

If someone hits your car in a parking lot and runs without leaving a note will your insurance premiums increase even though you are not at fault?

See if the place where you were hit at has cameras that survey the parking lot. Maybe you can see who hit you. Good luck and God Bless:)

At what age should an individual start researching life insurance premiums?

"An individual should start researching life insurance premiums when they have an idea of why they want life insurance to begin with. A single person without family may not even want life insurance as long as they have money set aside for burial. Someone with a spouse & kids on the other hand, may want to leave them established in the event something happens."

Would it affect someone's home insurance if you register at their address?

If you register what exactly? If you mean would registering your vehicle with their address would it affect the homeowners premiums? NO

Does a life insurance policy end because someone becomes incarcerated?

If a person who took out life insurance on him/herself becomes incarcerated, the policy does not terminate because of the incarceration itself. As long as premiums continue to be paid, the policy will remain in force. As a practical matter however, the incarcerated person may have no income or other source of funds with which to pay the premiums, unless someone else pays them for him/her. Alternatively, if the life insurance policy was whole life (rather than term insurance), any accumulated cash value could be applied to pay future accruing premiums until the cash value is exhausted. Once this happens, the policy will lapse for nonpayment of premium.

How much is car insurance for a 16 year-old female?

You can't estimate premiums in a forum like this. Premiums are determined by too many factors and vary by State, zip code, useage, driver, vehicle, and many more. One of my insurance companies has 44 different classifications for the driver. My suggestion is to contact an independent insurance agency in your area so they can give you rates for several different insurance companies. Deal with someone you trust and not just the cheapest price.

What does matures mean?

When a life insurance policy matures, this means that it has reached the insured amount. For example, if someone were to take out a $25,000 life insurance policy and continue to pay the premiums, once the policy reached the $25,000 with the payments and dividends, it will have matured.

Will going to driving school take a speeding and reckless driving ticket off someone's public record so their insurance premiums will not increase?

Speeding, yes, if you were going under 100 mph. Reckless driving, no chance, only time will remove that from your record. 7-10 years worth of time.

If you receive a driver summons while driving someone else's car will your insurance increase or the car owner's?

If this is a traffic ticket, your insurance would take the hit.

If someone with life insurance is killed does it void the contract?

Not all insurance contracts are the same, however, life insurance excludes death that results from war. It may or may not exclude suicide. It does not exclude accidental death or murder. Note that even if the death benefit is not paid, the premiums will still be returned.

When you are purchasing insurance what are you doing?

You are prepaying for future expenses. In a year when you don't get sick (using the example of health insurance) your premiums help the company pay someone else's claim. In a year when you have your own emergency, other people's premium float your claim.

What kind of savings does military car insurance provide for families with someone in the miltary?

"For the most part, the insurance rates for most companies are pretty much comparable. USAA does offer a slight 15% discount on premiums if the car is parked on a military base."

What if i hit someone with my car and i have no insurance and can not afford to pay for damages to other car?

then you should beprosecutedand your car taken off you. Its scum like you that have us all paying higher premiums!

Can someone who drives with no insurance drive with someone who has insurance?


Can someone stop you from getting life insurance that was left to you if you on drugs?

Not sure I understand the question but if the policy was already issued, then there should be no problem. Once a policy is issued, it cannot be cancelled by the insurance company unless, among other things, premiums are not paid or fraud is involved.

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