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Renters Insurance and Pets Most likely it will not effect your renters insurance or your rate simply because your policy would not cover damages that result from your choice of pet.

Your renters insurance policy typically excludes coverage for damages and injuries incidental to pet ownership. When it comes to pet fish, Occasional tank leaks and breakage are a normal expected occurrence and would likely not be considered eligible for Hazard coverage.

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  • ** It depends, you would need to read over your policy to see what the exclusions are. Most likeyl you wont be cancelled but just research your policy or even call your agent and ask them.
Another Take It shouldn't really be a problem. It really does depend on your landlord and insurance, but as long as you're not, say, insetting the tank into the wall, or there's a high risk of permanent water damage to the floor and wall, you should be alright.

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You may want to verify with the landlord if you are putting in a large tank, that the structure will be able to support the weight. Or, get a ground floor apartment, where any weight or leak is less likely to become an issue.

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Q: Will your renter's insurance policy be cancelled if you buy a 30-gallon aquarium for your apartment?
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