Would an individual be excluded from having future medical insurance if you have electro shock therapy?
While some carriers might exclude them I know htere are carrier that would not. Talk to a good independent health care insurance specialist.
Can you purchase your own separate medical insurance if you don't like the one-and-only option offered by your husband's employer and can you each use either one or both simultaneously?
You can purchase your own medical insurance, its called and Individual policy and many insurance carriers sell them. With an individual medical policy, you have to qualify. (you don't have any significant medical problems or past medical history) Individual medical policys also have pre-existing clauses-- they can deny any/all medical services for a medical condition they determine began before your policy began. Pre-existing clauses are usually for the first 6 months. Most, not all insurance…
Probably because doctors/medical providers know that the average individual can't afford $20,000 for a certain surgery so maybe they only charge $12,000. Medical insurance providers have thousands of members paying monthly fees so it is a lot easier for the medical insurance company to come up with the $20,000. And whatever the insurance company doesn't cover, the individual ends up paying anyway.
I have tricare medical insurance. I want to cancel my blue shield medical insurance. How do I go about doing it? I have tricare medical insurance. I want to cancel my blue shield medical insurance. How do I go about doing it? I have tricare medical insurance. I want to cancel my blue shield medical insurance. How do I go about doing it?