no, just the car Ditto, the laptop computer and all other personal belongings would have to be claimed under a renter's or home-owner's insurance policy.
If your Laptop was a scheduled item on your home insurance policy and premiums paid for it then it would be covered. If the laptop was not scheduled then it would not be covered. Software would not be covered. The unscheduled contents coverage portion of your home insurance policy covers furnishings and fixtures only. Belongings that do not fit into this category would have to be scheduled and assessed a premium before they would be considered covered.
Laptops covered under homeowners Insurance PolicyIf the laptop is scheduled property on your homeowners policy it will naturally be covered. If you do not have scheduled contents coverage then there may be no coverage for it. A quick call to your insurance agent could get you the answer.AnswerIf the laptop is used for business purposes, there may be exclusions or limitations under your policy. Also, it must be damage by a "covered cause of loss" as described in your policy. If it is not used in business and was damaged by a covered cause as described in your policy, then coverage would likely be afforded as personal property, subject to your policy deductible and depreciation if you do not have "personal property replacement cost coverage."
Laptop insurance is only beneficial when there is a high chance of having to use the insurance within a few years. The skill of laptops increase a lot every year, devaluating the older models. An insurance of 50 pounds a year for a laptop might be a good idea when it's new, but after 3 years most of the laptops are worth 50 pounds and it wouldn't be profitable to extent the laptop insurance after that. In other words, make sure that you only take an insurance for a year, and extend it after that year if you think that it's still necessary.
A laptop computer is a serious investment and needs to be properly protected. Since these computers are designed to go anywhere, they are more susceptible to being dropped and damaged. While a protective carrying case can help, the purchase of laptop insurance will ensure that the device is covered whenever there is damage. Laptop insurance will vary greatly depending on the specific coverage and the parts that are included in this. Choosing the right insurance is based on the cost of the machine as well as the type of use it receives. The main thing any laptop insurance provides would be peace of mind.
How many 3s in 313433535333?
Is it true that one human year is equal to seven dog years?
How many fifths are in 6 tenths?
What is half of 74?
Who has won World Series both as a player and manager for the New York Yankees?
How do you spell water with 3 letters?
The more you take the more you leave behind what am I?
What Roman Numeral is xxx1x?
What is doomscrolling?
How did the Wiffle Ball get its name?
Do schools still teach cursive writing?
Can eggs break inside a chicken?
Why do books come out in hardback first?
What happens when a beehive gets too full?
What is the difference between an optometrist and an ophthalmologist?
How can you tell when someone's lying?
What are the advantages of stress interview?
Why the story entitled origin of fair complexion and fair hair?
Ano ang kahulugan ng iskolarling pagpapahayag?
What is a classified data spill or negligent discharge of classified information?
Ano ang papel na ginagampanan ng mga impormasyong ito sa mapa o sa globo?
Which of the following statements is true about storing classified documents?
When two pieces of cui or other unclassified information are posted online together?
What are the solutions to the crazy kiwi game?