Probably not. You must look to the contract. You most likely have some other defense, like lack of consideration, or lack of capacity. What is "disputed?" Statute of frauds has to do with whether a contract must be in writing. More details are needed.
There is no statute of limitations in disputing information on your credit report. If it is being reported, it can be disputed. Simple enough! ;o)
There is no statute of limitations on a judgment. The only way a judgment can be satisfied is to pay the debt and then it will be removed from your credit report.
Credit Cards are typically considered Open Accounts. The credit card agreement you signed may specify the state laws that will apply to the account and collection activities associated with it. Read the contract and consult an attorney. In Georgia Open Accounts are subect to a 4 year statute of limitations.
Credit Cards are typically considered Open Accounts. The credit card agreement you signed may specify the state laws that will apply to the account and collection activities associated with it. Read the contract and consult an attorney. In Florida Open Accounts are subect to a 4 year statute of limitations. In Michigan Open Accounts are subect to a 6 year statute of limitations.
The statute of limitation for unpaid credit cards in N.Y. is 7 years.
It happens and can be disputed. Call you credit card company or credit agencies.
Alabama has one of the longer statute of limitations (SOL) for credit card debt. Credit card debt is considered a contract debt in AL. That makes the SOL 10 years from the date of last activity on the account.
http://www.creditcards.com/credit-card-news/credit-card-state-statute-limitations-1282.php
one year
There is no statute of limitations on collecting a bad debt. If you owed the debt in 1993 and never paid it, you still owe the debt. A judgment has a statute of limitations that is set by both the federal Fair Credit Reporting Act and laws of the state in which you live, or the credit (or collection agency) does business "...whichever is longer". There are circumstances under which an 11 year old debt could be both reported on your credit, collected and filed suit on. If you suspect the statute of limitations has expired; it gives you a cause for disputing the credit report entry and a defense to the judgment.
Credit Card debt is considered an Open Line of Credit. The Statute of Limitations for collection in Colorado is 3 years. That is measured from the last use or payment.
New York N.Y. Civil Prac. Laws & Rules § 201 Written Contract - 6/yrs. Oral Contract - 6y/yrs. Injury - 3/yrs. Property Damage - 3/yrs.