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Answered 2005-08-24 03:34:21

Only if your mother had insurance on the car and only to the extent of her coverage.

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Although it depends on your insurance, the driver is covered if driving with your permission.



There are numerous advantages to getting extra insurance. Aside from greater peace of mind, you can be assured that in the case of an accident, you will be covered more completely.


Everybody covered by the insurance


A multitude of topics are covered on car insurance forms. Some examples of topics covered include the following: how to make an insurance claim and what to do after an accident.


If you are covered by an "Active" auto insurance policy then you will be covered, whether or not you have an active drivers license.


If the accident occurred after your policy lapsed and before reinstatement, no, it won't.



Contact your insurance provider and go over the policy to determine if you are covered for said accident. Not all accidents will be technicalities or covered, so its good to be in the know. Contact your insurance providers immediately.


If you were involved in an accident with this person then their insurance information will be listed on the accident report. If you were not involved in an accident then it is not your business who they have insurance with. Much of this is covered by the privacy laws so if you really have to know ask the person.



Not really. There is something called a "binder", where you are covered with a phone call. But if you are in an accident, you really can't buy insurance three hours later and expect them to pay the damages.


The things that are covered by Commonwealth insurance are things such as getting into a car accident, house burning down, and hospital stays when a person is sick.


Yourself and the cargo you are carrying should be covered under this insurance. It also protects your company from liability in case of an accident or emergency.


Insurance is VERY specific when it comes to when coverage starts. If you had the accident BEFORE you got insurance any damage sustained before you purchased the policy damage would not be covered. If you had an accident after the purchase of the policy then any damages would be covered.



if you add them AFTER they have an accident, they will not be covered for anything that happened during, or as a result of, the accident


Auto insurance covers damage caused during an accident. If the engine is damaged during an accident that's covered. If it's damaged for any other reason then that isn't covered.


Your are insured. I just called 3 agents. Progressive, Geico, and all-state. Again, every state is different. In Wisconsin, the insurance follows the car, so if you borrow someone's car, you are borrowing their insurance. This means that if you lend your car to someone, and they have an at-fault accident, your insurance will be primary (theirs is secondary), and it is likely your insurance rates that will be affected!


Generally, your coverage expires at midnight on the last day of your policy. Until then, you are covered. There may be some time limit during which you must report an accident, but if it happened while you were covered, the insurance company should take care if it.


That depends on the text of your insurance policy. Whatever it says in it, is what you're covered for.


Anybody involved in an accident. Damages are covered regardless of fault.


If you are in your parents vehicle and you are on their auto insurance policy, you would be covered.


Physical Damage coverage on an auto policy covers all parts of the car that are damaged in a covered loss or covered accident. Maintenance issues are not covered on auto insurance.


Renters insurance can cover loss in case of fire, theft, accident. Your possessions are not covered by the building owners insurance policy.



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