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GAP coverage applies regardless of fault.

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โˆ™ 2005-11-11 02:16:21
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Q: You are an accident and the accident was your fault how are you covered with GAP?
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Related questions

Who benefits from no-fault insurance?

Anybody involved in an accident. Damages are covered regardless of fault.


What type of accidents are covered by accident-only insurance coverage?

Any accident is covered, but keep in mind you're only covered for the amount of coverage you bought, and that if you are at fault, your rates will go up (and sometimes even if you're not at fault).


Who is at fault when an accident occurred when you hit a pile of rocks that covered half the street and you hit it and caused damage to your car?

no one is at fault it was an accident/ not enough information to determine if it was human error or car error


Is at fault driver responsible for her cosmetic bumper repair in minor accident?

Actually, this will be covered by your insurance co.


What are the benefits of Florida no fault car Insurance?

Florida's no fault car insurance pertains to medical payments. The insurance states that the insurance company will pay for your bodily injury claims regardless of who was at fault for the accident. Damage done to property (i.e. the car) would still be covered by the at fault party. The Florida no fault car insurance is a benefit because one does not have to worry about not having their medical needs covered because the accident was the fault of the other party and they do not have sufficient insurance.


I have insurance and allowed a friend to drive my car and she had an accident who is at fault?

Your friend is. If she is over 25 she is normally covered. Because you claim on youe insurance, technically it will be an at fault accident and your premium may go up. You should talk to your insurer.


Who is at fault when a person waives another into an accident?

The person who causes the accident is at fault


What does Florida no fault mean?

a judge in an American court makes the decision as to who is at fault for an auto accident. some states have "no fault" meaning in an accident all parties involved are given a percentage of the accident's fault


Are you still at fault if the other person does not have insurance?

Yes, If the accident was your fault, then it is your fault. Whether or not they have insurance has nothing to do with who's at fault, or who actually caused the accident.


We had a no fault car accident why is there a conflict of interest-?

The conflict of interest is at a no fault. The sentence should read "We had no fault for the car accident".


Can you get your totaled vehicle replaced by the other driver's insurance if the accident was not your fault but you have Michigan PLPD insurance?

Yes, but proof will be necessary - determining fault. Some insurers like to mess with your head and question the "fault" and deny coverage. Get it in writing - possibly by the at-fault driver or YOUR insurance company. Here in Canada, even if you only have PLPD, if the accident is not your fault you are covered for repair, minus the deductible.


Had an accident which was not your fault can you still rent a car through your insurance?

That depends on the text of your insurance policy. Whatever it says in it, is what you're covered for.


How much will insurance go up in a non moving accident?

It is really based on whether the accident was at fault or not at fault. If it was not at fault, it usually will not increase.


When was Little Gap Covered Bridge created?

Little Gap Covered Bridge was created in 1860.


Do you have to let your insurance company know you were in an accident that was your fault if you have not heard from the other party or your insurance?

yes,because i might be covered with the third party


How does the insurance company of a licensed driver look at an accident where the driver they covered is at fault in an accident where the driver not at fault has a suspended license will the insuranc?

It does not matter to an insurance company that the other driver had a suspended license. Liability is determined by the factors of the accident and the evidence put forth. The fact that the other driver had no license does not affect liability or the handling of the claim.


If you have an accident with your husband's vehicle which has only PLPD insurance can he make a claim against the full coverage on your vehicle?

No. If you had an accident with your husbands car and you were at fault with only PLPD insurance, the damages to your vehicle would not be covered.


If you loan your car to someone with a suspended license and they have an accident in your car would anything be covered?

No, if their license was suspended they should not be driving, if they are involved in an accident and are at fault the other person can go after you since it is your car and then you are liable.


What happens if you are in an accident that was not your fault but you do not have drivers licence?

Then you're considered to be at fault, the logic being that you shouldn't have been there to get into an accident.


What is a fault-?

The word fault means responsible for an accident or misfortune.


Is a driver with no insurance at fault in an accident?

He may be at fault for not having insurance. He may or may not be at fault for the accident. Whether or not a driver carries insurance is a separate issue than the one concerning who is at fault in an accident. Do not confuse them or let them overlap. A good, objective assessor won't.


Accident the covered tape was after assortment an of Fred adhesive with?

Fred was covered with an assortment of adhesive tape after the accident.


Who is at fault in accident which occur on a freeway on ramp?

the cars fault-obviously


Who is at fault for a multi car pile up?

no one should be blamed. it is accident, and an accident is an accident.


If you had an accident and it wasnt your fault does it go in your driving record?

If the police came out and made a report of it then it will be on your driving record. It will be a not-at-fault accident but it will still be on your driving record. If the police did not come out but your insurance knows about it then it will be on your CLUE report and be a not-at-fault accident.