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You are an uninsured motorist and you ran rear ended a car because the other party stopped in the middle of street The quote from the insurance is very high and you refuse to pay what can you do?
Wiki User
∙ 14y ago
get a lawyer. you should have had one from the beginning.
Wiki User
∙ 14y ago
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What happens if you drive another car that is not registered and uninsured?
Nothing, as long as you don't get stopped and you have no accidents. If you do get stopped or have an accident, then you will be in trouble. The vehicle may get taken off the road, or you may have to deal with insurance problems.
Why is third party auto insurance a bad thing?
These types of policies include first person policy third-party policy .... One thing you can add to auto insurance policy is uninsured driver scope. ... auto license can be stopped without your interposition and that is a bad thing! ...
Oklahoma Auto Insurance Requirements?
In the state of Oklahoma, drivers must purchase auto insurance. Failure to provide proof of insurance will result in fines and the possibility of serving time in jail. The liability policy must cover at least $25,000 for death or injury of one person, and $50,000 for the death or injury of two or more people involved, and $25,000 to cover property damage. If you are not a resident of Oklahoma and you rent a car, then you must be able to provide proof of coverage. Ask your insurance agent about your rental car coverage before renting a car. If you rent a car using a credit card, then you could have additional protection. Call your credit card company to find out about possible coverage.Oklahoma drivers don't have to purchase uninsured motorist coverage, but it is highly recommended by most insurance agents. Recent studies show that approximately one-fourth of Oklahoma drivers do not have auto insurance. For a small additional fee, you can add uninsured motorist coverage to protect yourself. If an accident occurs involving a vehicle that isn't insured, then the police will tow the car. Learn more about uninsured coverage by speaking to your insurance agent.Oklahoma is known as a tort state. This means the at-fault driver is responsible for injuries and damages caused in the accident. The insurance companies determine the level of fault in an accident by reviewing the police report. The at-fault driver's insurance must pay for the damages. Insurance agents recommend purchasing auto insurance coverage that exceeds the minimum requirements.If you let your auto insurance lapse with no coverage, then you will face higher insurance rates when you renew the policy. You must show proof of insurance when stopped by a law enforcement officer, and if you can't provide proof, then you can have your driver's license suspended. With all of the fees and penalties, it is cheaper to purchase auto insurance and keep it current.
What happens if you are in a car crash without liability insurance?
It depends on who and was injured in the accident, who received injuries and what property damage was received. Although it differs from state-to-state many states require (UM)Uninsured Motorist coverage as well as liability insurance.Under Illinois law, you are required to have car insurance Liability limits of at least 20/40/15. What does this mean? It means:$20,000 per person, for bodily injury you cause,$40,000 per accident, for bodily injury, and$15,000 per accident, for damage to another's property, usually their car.Uninsured Motorist Bodily Injury Limits of:$20,000 per person,$40,000 per accident.These are just the minimums and most drivers carry limits much higher then this. If the other driver is injured he is covered up to $20,000 per person and $40,000 per occurrence. In all actuality, the other driver's property and injury will be covered by his insurance.(The UM portion of the policy) However, this does not stop the insurance company from trying to recover the money it paid out from the liable party. This is called subrogation; the insurance company could sue you(if you were found liable) to recover damages to property and bodily injury that you caused.Although it is estimated that 18-24% of drivers are uninsured, it is illegal and dangerous. If you were in an accident and caused damages you may have to pay civil and criminal damages and wind up paying for the rest of your life or spend time in prison.If your car is registered, random checks are done to make sure people have auto insurance. If you don't carry proof of auto insurance and you are stopped by Illinois law enforcement, your license plates get suspended and you will receive a minimum $500 fine for driving uninsured, not to mention it then goes on your driving record and then you have to pay $100 reinstatement fee once you do get properly insured again. If you continue driving uninsured and get stopped, you get a minimum $1,000 fine for driving a vehicle while the license plates were suspended for a previous insurance violation, and a minimum 4 month suspension plus $100 reinstatement fee. Lastly, while the plates are suspended, no one may drive that vehicle.
If you were stopped by the police and no ticket was issued does your insurance company find out about it?
No, no ticket, no report, no knowledge to insurance company.
Can your licenses be suspended if you were the person supplying insurance on a repossessed car and you cancel the insurance?
Yes it happened to a friend of mine he wasn't even aware that the insurance had been cancelled and when he got stopped at a check point they told him that his lincence had been suspended because he did not have insurance he paid a huge fine.
What is the violation code if a motorist drives over the double yellow line to pass a stopped vehicle traveling the same direction?
It dependa on the traffic on the other side of the road.
You do not own the vehicle you were stopped in will the owner's insurance be affected by this?
No, it will be on your record not the car.
Who is at fault in a 3 car accident when uninsured car 1 hits stopped car 2 then car 2 hit stopped car 3?
If a car hits a stopped car and sets that car into motion and it hits another car, the first car is responsible for both cars. A stopped car is not responsible when someone sets it into motion and it hits another car.
What if you do not have car insurance?
Don't drive. If you are stopped or have an accident you can lose your car and your license.
If you were in an accident on a private lot and you don't have insurance and the other drivers insurance is wanting you to pay for the damages and there was no police report or tickets do you pay?
Depends upon the laws of the state. The insurance company could take you to court, and if you lose it would could also cost you court costs as well as the cost that the insurance company paid taking you to court. The owner of the lot could also press charges for tresspass (criminal tresspass in some states). In most states the only time a police report is made is when there is an injury. I know of one incident where the police waited until uninsured person departed the property and then stopped him on city street for no insurance.
Can you drive with insurance but no registration?
Sure you can. However, you will be stopped, ticketed, and your vehicle will be impounded. Sorry.
