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You can't charge them with anything since they used it with permission & you took the risk of being uninsured. However, they should pay for the repair or your asking price voluntarily or you can take them to small claims if needed. You will need some proof (police report) he was the driver when it occurred & written estimates to support damages.

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Q: You are trying to sell your motorcycle you brought it to someones house to look at it and they test drove it and its not insured or registered and crashed it?
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