You have been married for 14 years you have a prenup you have used your personal credit cards for your business Should the business go under will your husband be protected from any collection attempt?

For an answer to this particular question you should really seek the advice of counsel conversant with the laws of your particular state. I CAN say this however, whatever was contained in your pre-nuptial agreement will probably be totally irrelevant to the question you are asking. Your creditors and the bankruptcy court may well look very carefully at your husbands "non"-involvement with his spouse's business to determine if it was, in fact, a completely and totally separate entity from the marriage. Even this, irregardless of the findings, may not stop your creditors from making collection attempts against him. Seek the advice of counsel.