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This may be a civil court matter. Each homeowner is subject to the deductible on their respective policies. However, it is likely that if the other three unit owners sue you in court they would be awarded damages since you admit the damage was caused by your negligence and that cost them money. Damages would include the unit owners having to each pay the deductible on their own homeowners insurance. You should seek legal advice from an attorney. It may be wise for you to simply pay the deductibles rather than risking being the defendant in three lawsuits.

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โˆ™ 2015-03-31 15:35:16
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โˆ™ 2005-05-24 01:19:05

Do you have insurance? Your claims agent should stick up for you in this situation. If you don't have insurance you now know why you need to get some for the future.

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Q: You live in a condo and leave a pot on the stove that causes damage to your's and three other units who is responsible for the deductibles?
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