You own a company in a state where state funds aren't mandated for employee health insurance What is one option for providing your employees with health coverage for work-related inju?
You own a company in a state where state funds aren't mandated for employee health insurance What is one option for providing your employees with health care coverage for work-related injuries?
Self insurance coverage
You own a company in a state where state funds aren't mandated for employee health insurance What is one option for providing your employees with health coverage for work-related injuries?
Pay for it yourself.
Can you add an endorsement to cover your employees vehicles who drive their own vehicles for business purposes?
I assume that you are referring to your commercial auto policy. You can add coverage for non-owned auto coverage on the policy. However, you are not covering their vehicles, you are providing excess coverage to protect the business only from liability. They are still required to have their own insurance and this coverage will pay any loss above their underlying coverage for an accident that occurs while working. It will not pay for damage done… Read More
Standard Insurance is an independent insurance agency specializes in automobile insurance, providing coverage for various situation at affordable rates.
No, an employer cannot harass their employees into dropping coverage. It is not the employers business to get involved in the personal insurance details of their employees.
yes they do they if they want u to work there. Most of the small business offer insurance to their employees. They pay your health insurance. Even some business organizations not only provide you health insurance but also take care of employees by provide them health assistance time to time. Actually, there are many more SMALL BUSINESSES in the USA than BIG businesses. The fact is that more and more small businesses are NOT providing… Read More
With spiraling medical costs, the employees without health insurance coverage will be in total jeopardy. As a result, they will absent from their duties frequently and their working strength will gradually reduce to a low ebb. Considering the above scenario, the employers deems it essential to purchase insurance plans for their employees' health coverage.
Employee injuries and Homeowners Insurance NO, Your homeowners insurance policy does not extend coverage to your employees nor to the employees of a contractor performing services at your home. The injured employee needs to look to the employers provided Workers compensation program or to their own medical insurance policy for coverage.
Your medical insurance would pay for the birth of a child. This is assuming that you have maternity coverage on your policy. Most group insurance policies that supply coverage to their employees do provide this coverage as any other illness. Individual insurance policies usually do not have this coverage due to the cost. There are also clauses that make you have maternity coverage on your policy for various periods of time depending on the policy.
Providing it is legally registered in this country (U.S.) AND you apply for the proper insurance coverage from a Mexican Insurance Co.
Insurance follows the car. Your roommates insurance will cover the damage providing that he has "collision" coverage.
Most companies offer insurance coverage to their full time employees. Others can get insurance by calling a local insurance agent. Pick a reputable insurance company.
A domestic partner is treated as a dependent family member for the purposes of insurance, providing the policy in question offers domestic partner coverage and the individuals involved meet the insurance company's criteria for domestic partner coverage.
Most pharmacists are employees of a pharmacy and coverage is provided by the employer. If the pharmacists is self employed as in they own the pharmacy in which they work, then they would need to purchase their own insurance coverage
Everything complete package
Yes, they do.
Any medical condition can be a pre-existing condition to an insurance company precluding coverage. However, it is possible to still get coverage and deny the pre-existing clause by providing a certificate of continuous coverage from another insurance company.
There are many companies that provide insurance for MSN cars. You should find the company that fits your needs the best, financially and amount of coverage.
COBRA health insurance provides former employees of the company with health coverage. More information on Cobra Health Insurance can be found at the cobra government webpage.
No. Homeowners Insurance "Never" provides coverage for your Employees or other Hired workers.
Some businesses like retail stores and fast food chains are reducing hours for employees so they do not qualify as full-time employees. If they do not qualify as full-time employees, the employer will not have to offer health coverage for them. This results in savings for the comp[any, but a drain on taxpayers as these employees will then need to apply for public assistance such as Medicaid, heavily subsidized private insurance or subsidized coverage through… Read More
Can an employer in OH legally deny coverage for a spouse if the spouse's employer offers health insurance?
Generally insurance coverage should be offered to an employees spouse. It does not matter if they are offered coverage from their employer whereas it provides an additional option in case 1 plan is more affordable than the other.
In general, health insurance rates have been rising in recent years. If you've found your rates have not been rising, you should check your coverage. Insurance companise who offer lower rates may not be providing as much coverage.
The specific uses of the terms "insurance" and "assurance" are sometimes confused. In general, in jurisdictions where both terms are used, "insurance" refers to providing coverage for an event that might happen, while "assurance" is the provision of coverage for an event that is certain to happen.
Does renters or auto insurance cover the injury to the movers who don't have worker's compensation insurance?
NO, Your homeowners or renters policy will not provide coverage for hired workers or contracted movers. It is the responsibility of the Employer to provide coverage for work related injuries of it's employees, not the customer.
Bonding is usually supplied by your business insurance agent under your business liability coverage or sometimes a separate policy.
I don't really understand your question. The car dealer is not responsible for providing your auto insurance. It is your responsibility to obtain the proper insurance coverage for your vehicle and your situation.
Car insurace is use for providing coverage to people when unfortunate things happen to there vehicle. The insurance covers all the damage for the vehicle when car accidents occur.
No. Even if you have commercial insurance on your vehicles, you are still responsible for providing the insurance company with a list of drivers. If you do not notify them of the people driving the vehicles they can still deny coverage as you are not obeying the terms of the policy.
Health insurance open enrollment is typically offered by companies for 1 to 2 months out of a year as a way for many companies to allow employees to easily change their insurance coverage.
Employers only have to provide health insurance if they meet certain legal requirements. A business must have a certain number of full-time employees for it to be required to provide insurance for health coverage.
No-Fault insurance has everything to do with repairs. In the case of fault or not-at-fault, your car is covered, providing you carry collision and comprehensive coverage on your policy.
Insurance costs depend on several factors, such as location, size of company and number of employees and claims history. It also depends on the kind of coverage, limits, coverage form, endorsements, deductibles and the overall claims history of the chosen insurance company. Then, your employer can decide if he wants to pay all or part of your coverage or your family's coverage.
if u sold the car yes,if you totaled it the insurance should pay it off providing you had full coverage and not at fault
Group health insurance is required to accept all employees regardless of their health while individual insurance can deny coverage to unhealthy people. They also calculate renewal rates differently.
Not the portion you would have to pay for. Your employer may offer free coverage though to all employees.
The Health Care Reform act has four main goals that it is attempting to accomplish. First, the HCR act will provide greater protection for healthcare consumers by eliminating lifelong caps on insurance coverage and by granting health insurance coverage to children with pre-existing health conditions. Secondly, the HCR will make healthcare insurance more affordable by requiring employers to spend eighty percent (80%) of insurance premiums on healthcare coverage and by providing tax credits to small… Read More
Your employer wants all employees to provide a Safety Guarantee to all other employees Are there legal implications?
There are no legal implications to providing a "safety guarantee" to all co-employees, because Workers' Compensation laws establish a no-fault coverage in the workplace, except for cases of grossly intentional misconduct.
NO,, GAP Insurance is supposed to pay the difference between what your Auto Policy paid and any remaining portion of your loss after the Auto Insurance Policy has paid it's maximum. If No Auto Insurance Policy is in Place providing comprehensive and collision coverage then your GAP Policy is Null and Void. GAP coverage only pays in conjunction with your Auto Insurance Policy. No Auto Insurance! No Gap Payment
Yes. Insurance companies agree to cover the events listed in their auto policy for an agreed upon premium. If you stop paying the premium, they'll stop providing coverage. If the company has extended coverage on your behalf, you could still owe them money for "premium earned" after cancelling it.
NJ has state mandated short term disability insurance for workers of private companies. Public employees are exempt from the mandate, but can buy coverage should the group choose the option.
Public discussion of the shortcomings of our employer-based health insurance system often focuses on the low rate at which small businesses offer insurance to their employees. It is well known that most of the uninsured are workers or their dependents, and that small businesses are much less likely to offer coverage than large businesses (Hoffman and Wang 2003; Kaiser Family Foundation 2003). An observer viewing our debates about insurance coverage might well think that the… Read More
"Yes, Shelter Insurance offers coverage for natural damages caused by things such as a storm, although the customer is responsible for reporting such damages in a timely manner. You are also required to ensure that the damaged property does not incur more damage by providing proper protection after the damage."
Personal accident insurance is often available in conjunction with travel or rental car purchases. The cost can vary based on which insurance company is providing the coverage but is relatively low, perhaps $10-20 per day.
Walmart has over 12,000 employees who are on Medicaid. Walmart offers limited coverage in regards to health care. Employees who work less than 30 hours a week are not entitled to health care insurance. This is what causes an increase in Medicaid participants.
Group Insurance is a insurance provides coverage to a group of people under one contract.Group insurance are more affordable than other individual insurance plans and also beneficial to those who cannot afford individual life insurance. Such schemes are provided for employees, associations, societies, etc.
Certainly. Med insurance EXCLUDES paying for workplace injuries. Offering WC means that employees can never sue for injuries, claiming employer neglignece. No million dollar settlements. Further, they are really two separate coverages and are treated differently. While medical insurance is not currently required, many states require that an employer having a given number of employees or a payroll that exceeds a given amount, maintain workers compensation coverage. In generally, workers compensation coverage provides benefits for… Read More
Auto Insurance quote is used to know the rates and coverage of vehicle insurance from insurance companies after providing required details. Today many auto insurance companies provides online insurance quote form in their website though which any one who needs auto insurance can get quote, almost free of cost.
If you want to know what the purpose of COBRA medical insurance is, it is to protect certain former employees and their needs when thy lose coverage under a group health plan. This is a very useful thing to have.
The top insurance companies for insurance are State Farm and All State. Other companies providing insurance include Nationwide, Progressive, Farmer's and Geico. The choice of an insurance company is a highly personal decision that must be made based on a consumer's particular needs. For example, amount of coverage, coverage options, amount of premium desired must all be taken into account when choosing the best policy.