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You surrendered your home in bankruptcy The discharge was in March 09 The HOA says you are still liable for the dues until foreclosure is complete Do you have to pay and can they put on credit report?
Wiki User
∙ 10y ago
Best practices dictate that you work with your bankruptcy attorney to answer your questions specifically.
Wiki User
∙ 10y ago
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What is meant by the term closing of the bankruptcy?
It just basically means the case is over. There are no more pending proceedings. The discharge has been entered or the case is otherwise dismissed or complete.
What amount of time would be needed to complete a foreclosure?
To complete an foreclosure it depends on the amount of information you give over at the start, and if there is anything else that needs to be added as soon as the foreclosure gets put into the system.
When is a foreclosure complete?
Whenever the title to the property has been quieted in the name of the purchaser at the foreclosure sale.
Should I move out of my home before the discharge of your bankruptcy is complete?
What has MY bankruptcy got to do with you moving out of your house? Obviously, if the mortgagee is not telling you to leave, and you get to stay rent-free, stay as long as you can, but get as much moved or ready to move as you can. You may not be given much time.
What is the next step after your bankruptcy case is closed?
there few steps after bankruptcy case closed STEP ONE: COMPLETE THE FINANCIAL MANAGEMENT COURSE STEP TWO: GET BANK STATEMENTS THAT SHOW YOUR ACCOUNT BALANCES ON THE DAY WE FILED YOUR CASE STEP THREE: PREPARE FOR THE HEARING STEP FOUR: ATTEND THE HEARING STEP FIVE: RELAX AND WAIT FOR THE DISCHARGE STEP SIX: RECEIVE THE DISCHARGE
Why would a judge deny a petition for chapter 7 bankruptcy?
Usually because the debtor is not a proper filer or has a pending bankruptcy. People who file without a lawyer or a good, experienced paralegal in states where a paralegal is allowed to do so often fail to complete the paperwork or complete it properly. A lot or "pro se" or "pro per" filers file a skeleton (petition and list of creditors) to stop a foreclosure and have no clue how to complete the rest of the documents, and often no money to hire a lawyer to complete them.Occasionally, even an experienced bankruptcy lawyer is not given essential information by a client and the filing cannot be saved.
How do you stall foreclosure?
You can stall a foreclosure. If you negotiate with the lender for a short sale, the lender may hold back on the foreclosure process to allow you to complete the short sale. You can also challenge the foreclosure process in court. If there are any irregularities in the foreclosure process initiated by the lender, the court can stall the foreclosure. You should ask the lender to produce the original note. Often the lender initiating the foreclosure is not the original lender. Most lenders sell the mortgage to other lenders and institutions. It is the subsequent lender who generally initiates the foreclosure. Often the subsequent lender may have problems producing the original note. Sometimes it can take months to produce the original note. Filing for bankruptcy also stalls the foreclosure. Negotiations with the lender can also buy you time. For an official opinion, it is advised you seek legal counsel.
What difference between ch 7 and ch 13 bankruptcies?
Chapter 7 is a complete discharge of all dischargeable debts. Chapter 13 is a repayment plan of the debts under the bankruptcy court's supervision and protection.
Can a bank take savings account after a discharge?
If the question is can they take it after you have filed and the account was opened after you filed and was discharged complete, NO. Can they take it before total discharge NO, but you must list it as an asset on the bankruptcy it is then shared with all creditors. Remember when you file it freezes ALL assets and debts that where acquired before you file but not after>
Can I remove bankruptcies from my credit report?
Not really. Chapter 13 bankruptcy stays on the credit report for seven (7) years (can be ten, but usually seven) and Chapter 7 bankruptcy stays on the credit report for ten (10) years. Once the term is over, you may dispute the bankruptcy with the credit bureau, however, there are no ways to remove the bankruptcy until the term is complete.
How long does a bankruptcy last?
A chapter 7 takes 6 months, but your first (and usually only) meeting where you are examined under oath by the trustee will be about a month after filing, and, if there are no objections, your discharge will be issued about 2 months after that, and the case closed after 6 months.A chapter 13 can take up to 60 months to complete the plan, and the discharge has to be requested after the plan's completion and certification by the trustee.The filing of bankruptcy can remain on your credit report for 10 years - from the date of filing.7 years
What side surrendered at Gettysburg in the US Civil War?
Nobody surrendered at Gettysburg. Lee retreated on the 4th of July, 1863, after a decisive but not a complete Union victory.
