Your Car caught Fire what will your insurance cover?

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If you have Comprehensive Coverage on your Auto Insurance policy, you will be covered. They will either repair the vehicle or compensate you for the loss of the vehicle if it is not repairable.
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What will the insurance pay on an '85 BMW that caught on fire?

Answer . The Actual Cash Value (ACV) or fair Market value is determined by several factors, i.e. 1)geographical area (what your vehicle is worth in San Francisco will be different than Dallas; 2)physical condition of your vehicle; 3)mileage; 4)is your vehicle restored? new paint,new engine, inter ( Full Answer )

What does PLPD car insurance cover you for?

Answer . \nPLPD is public liability and property damage. Property damage provides insurance cover against damage caused by you to the other person's vehicle or building, etc. Public liability insurance covers the occupants of both your and the other vehicle usually to a maximum of $250,000. Note ( Full Answer )

Does your insurance cover you in your friend's car?

Answer . \nYes, some of your own automobile insurance can cover you while driving your friends car. The coverage that your friend has on the car will be the primary coverage and then if that coverage is insufficient for the damage caused then you can go to your own policy for additional coverage ( Full Answer )

Does home insurance cover car contents?

It all depends on your policy first of all...however your home insurance would cover it if your house fell on your car, aqnd ruined something inside of it...or say something more likely like a tree in your yard falls on your car, it would be covered if you could prove that the damage was post-accide ( Full Answer )

What damage does car insurance cover?

Car insurance is too broad to define what is covered and what is excluded. There are different options and coverages that cover different things. Some cover your car itself and will pay to repair your car; this is known as Comp and Collision. Some coverages protect you from being sued; these are Bod ( Full Answer )

What is covered by car insurance?

Your car. To be more specific, it depends on the type of insurance. Liability is the most important and required by law, since that covers what you may do to others or their property. Collision covers what is done to your car. Comprehensive covers whatever is left over, and may cover things like mal ( Full Answer )

Will my car insurance cover a rental car if i sell my car?

Insurance covers the car identified in the insurance policy. You could ask if they could transfer your insurance policy to the rental car. it depends... is that the only car on the policy? if so, then no once u have no more vehicles.. you can no longer have car insurance. you no longer have an insu ( Full Answer )

Does liability insurance cover your car if you are at fault?

Your liability portion of your auto insurance pays for injury anddamages for which you are liable to others. Your Comprehensive and Collision portion of your auto policy willcover your own vehicle. One can not be liable to ones self. If you have "liability only" coverage, then their is no coverag ( Full Answer )

Are you covered with insurance when you buy a car?

If you all ready have insurance on a car you sold or traded in all you have to do is contact your insurance company . Depending on the new car, your age, and driving record the cost will change for the insurance. If you don't have insurance at all you are required to get insurance within a timeframe ( Full Answer )

Does car insurance cover scratches?

It will depend on the number and depth of the scratches and your insurance policy. In most cases, by the time you pay the deductible and the possible increase in rates, it would cost you too much to have the insurance cover getting them fixed.

You have no car or insurance if you drive a friends car are you covered by their insurance?

Provided that there are no exclusions in your friends policy, anybody driver their car with permission will be covered if they cause an accident. You are of course subject to the coverages and limits on your friends policy. Ex, if your friend has just liability, the insurance company will only pay f ( Full Answer )

What will happen if you get caught with no car insurance?

You will get a ticket and, possibly given a few days to obtain that paid insurance. If you cause a collision, the other person can obtain a judgement or lien against you. You will end up paying for it, anyway, in the long run.

Does car insurance cover the car or the driver?

Car insurance covers you for accidents, fire and theft of your vehicle depending on what type of insurance you take out. You will need to get a quote from a car insurance company to find out how much your insurance will cost and what it will cover you for in the event of needing to make a claim.

How does car insurance cover parties in the car?

The Bodily Injury policy limits dictate how much coverage there is for the car in case of an accident that causes medical injuries. If the other party has $15K/$30K that means they have $15K in coverage for each person in the car but a maximum of $30K for all passengers. So if there are two people i ( Full Answer )

How can you replace car after fire no insurance?

there is no mention on how there fire started or the circumstances but some option for thought .challenging if you can prove it was a manufacturers defect you might have a case it is very hard to just replace the car not insured you can also check with consumer affairs can also assist with a lot of ( Full Answer )

What kind of insurance covers house fires?

Perhaps the most beneficial type of coverage of house insurance is the fire only kind of coverage. This is because fires are more common and more likely to happen as opposed to strong winds and heavy storms, robberies, etc. unless you are living in an area where it is frequent (e.g. Chicago for its ( Full Answer )

Does your insurance cover you to drive a car that has no insurance?

Your personal auto insurance will be secondary to the insurance of the vehicle that you are driving (assuming you do not own it and it is not a business vehicle). If you get involved in a car accident while you are operating a vehicle that is -not- yours, then the insurance of that vehicle has to pa ( Full Answer )

Does car insurance cover a car that was broken into?

It depends on whether or not you carry comprehensive coverage on your car. Comp is an optional coverage if you own the car outright and may be a mandatory coverage if you have a loan on it. But the comp coverage would only pay for repair to the car. If you have items in the car that were stolen, ( Full Answer )

Does your car insurance cover car rental?

There are exceptions to this but normally the car rental firms insurance covers the the car, if in doubt always get CDW when renting a car (Collision Damage Waver) if you have OPCF 27 on your car insurance then your insurance will cover the rental car, its called the Laibility for damage to non-own ( Full Answer )

Does liability insurance cover fires?

Liability insurance covers the insured against the claims of others. For example, your neighborhood kid wanders in your back yard, falls into the unguarded/unfenced pool and drowns. Or your mailman gets severely bitten by your "sweet dog" that hurt a fly! Fires are covered by property insurance, su ( Full Answer )

Does car insurance cover injuries?

Yes. Whose injuries and how much maximum can vary greatly. The best thing to do is to find a knowledgable agent that you like and can trust and sit down and discuss your needs and wants. A good agent will find the right prce for what you want. An independent agent is your best bet as they represent ( Full Answer )

Is your car covered if the driver does not have insurance?

If you have insurance on a car anyone who you give permission to drive the vehicle is covered under your insurance. This is normally covered when insurance companies ask if there will be any other drivers for the vehicle.

What does esure car insurance cover?

Esure car insurance covers damage to your car, fire and theft, windscreen damage, breakdown assistance, personal injury among other things. Esure seems like a safe insurance company.

Does homeowners insurance cover fire or theft?

Most homeowner's insurance policies will cover fire and theft. Individual companies and policies will vary, so be sure you check with your insurance agent to verify if yours does.

What does liability car insurance not cover?

Liability automobile insurance only covers damage caused by you to another party for their bodily injury and property damage caused in an accident where you were the fault. The coverage is limited by the policy and the amount of coverage purchased. For example, the insured may have 25/50/25 which me ( Full Answer )

Does Allstate car insurance cover my motorcycle?

"Allstate Insurance Company does offer coverage for motorcycles, covering both property damage and bodily injury. Protection policies can vary from state to state depending on state laws."

Can yous switch the car you have insured if the other car caught fire?

Vehicle Change Yes. If you no longer need coverage on the old car and have obtained another vehicle, just contact your insurer, they will be happy to do a vehicle change for you on your policy. Answer I think u need to be more specific on your question. If you had a car insured and it caught ( Full Answer )

Will your insurance cover your car if you were at fault?

If you have full Coverage Auto Insurance, Then the Comprehensive and Collision portions of your coverage would pay for damages to your own car. If you just have liability insurance only. Then you just have coverage for the other car and there is no coverage for your own vehicle.

Will homeowners insurance cover a furnace fire?

It depends on the cause of the furnace fire. Remember that homeowners insurance is all tied to the cause and whether or not it is a covered cause. If the furnace fire was caused because of lack of maintenance then it would not be covered. If the furnace fire started because of some other accidental ( Full Answer )

What are the limits covered by car insurance?

There are all different types of coverage for an auto policy as well as different limits of coverage. Some limits and types of coverage are required by law and other amounts and types of coverages are up to the individual owner of the policy.

What is covered in car insurance?

In Car insurance, the First Party coverage part covers damage to your own vehicle, whereas with Third Party coverage, when a pedestrian get hit by your car (incurring death or permanent disability), the loss will be compensated by the Insurance Company.

Which insurance companies will cover a classic car?

Geico, AMIG, 21st Century, The Hartford and Hagerty are some of the insurance companies that will insure classic cars. Classic car insurance is handled differently than regular car insurance, so one needs to make sure they fully understand the coverage and limitations before purchasing.

What does temporary car insurance cover?

A temporary car insurance can be paid on a daily basis from day 1 to day 28. One can also insure other drivers of the car and one can drive another car.

What topics are covered on a car insurance forum?

A multitude of topics are covered on car insurance forms. Some examples of topics covered include the following: how to make an insurance claim and what to do after an accident.