Your Car caught Fire what will your insurance cover?
If you have Comprehensive Coverage on your Auto Insurance policy, you will be covered. They will either repair the vehicle or compensate you for the loss of the vehicle if it is not repairable.
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Answer . The Actual Cash Value (ACV) or fair Market value is determined by several factors, i.e. 1)geographical area (what your vehicle is worth in San Francisco will be different than Dallas; 2)physical condition of your vehicle; 3)mileage; 4)is your vehicle restored? new paint,new engine, inter…ior?\nWhat I always would tell the insured is to always keep records and have recent photos of your vehicle. \nThe companies most used to value your vehicle are ADP and CCC. Request a copy of this valuation and review it for correctness. Challenge what aspects you feel are incorrect.. ( Full Answer )
Answer . \nPLPD is public liability and property damage. Property damage provides insurance cover against damage caused by you to the other person's vehicle or building, etc. Public liability insurance covers the occupants of both your and the other vehicle usually to a maximum of $250,000. Note …that PL&PD does not cover your vehicle nor you as the driver. ( Full Answer )
Answer . \nYes, some of your own automobile insurance can cover you while driving your friends car. The coverage that your friend has on the car will be the primary coverage and then if that coverage is insufficient for the damage caused then you can go to your own policy for additional coverage…. ( Full Answer )
It all depends on your policy first of all...however your home insurance would cover it if your house fell on your car, aqnd ruined something inside of it...or say something more likely like a tree in your yard falls on your car, it would be covered if you could prove that the damage was post-accide…nt. Answer If you have a personal property extension, which I believe is pretty standard on homeowner's policies, your personal property should be covered no matter where it is - in your vehicle, on vacation in your motel room, on a moving van, or while loaned to your neighbor. But, as always, ask your agent. He has read your policy and I haven't. ANSWER If you live in Ontario your home insurance will cover contents anywhere in the world, there are restrictions tho. on what and how much. If its under a personal article floater its covered up to the purchuse or appreased amount. if its a laptop for instance, it only has a limit of i believe $2000 and it has no deducatable as well. So good. But its a claim under ur home insurance, might make ur insurance go up. ( Full Answer )
Your husband was working on your car and it shorted out and caught fire will your insurance company still pay?
perhaps, i assume he was working on the wiring? he wouldn't intentionally cause the vehicle to burn...you have comprehensive coverage i assume...file the claim, I've seen claims like this paid and I've seen them denied. will depend on a lot of details in the facts of loss..
Car insurance is too broad to define what is covered and what is excluded. There are different options and coverages that cover different things. Some cover your car itself and will pay to repair your car; this is known as Comp and Collision. Some coverages protect you from being sued; these are Bod…ily Injury liability and Property Damage liability. Some coverages will pay for your injuries; these are Personal Injury Protection and/or Medical Payments coverage. Do you want to be protected from someone hitting you, injuring your family, and not having any insurance? If so, you will want Uninsured Motorist coverage. Talk to your local insurance agent and have them go over all the different coverages and how they work and what they cover. It's best to know this before an accident and not after. After will be too late. ( Full Answer )
Your car. To be more specific, it depends on the type of insurance. Liability is the most important and required by law, since that covers what you may do to others or their property. Collision covers what is done to your car. Comprehensive covers whatever is left over, and may cover things like mal…icious damage or items stolen from the car. ( Full Answer )
In most cases, a car will not get towed just for driving withoutinsurance. The officer will usually ticket the driver instead.
Insurance covers the car identified in the insurance policy. You could ask if they could transfer your insurance policy to the rental car. it depends... is that the only car on the policy? if so, then no once u have no more vehicles.. you can no longer have car insurance. you no longer have an insu…rable interest in the vehicle. But if you have car insurance on a vehicle and you have the right coverage (OPCF 27) then your auto insurance will cover the insurance portion of your rental, assuming u have collision and comprehensive on that policy. ( Full Answer )
YES!!!!! unless u are married to the owner or are common law... only two exceptions.
Your liability portion of your auto insurance pays for injury anddamages for which you are liable to others. Your Comprehensive and Collision portion of your auto policy willcover your own vehicle. One can not be liable to ones self. If you have "liability only" coverage, then their is no coverag…efor your own vehicle if you were at fault. ( Full Answer )
No, vehicles are only covered under auto insurance policies. Homeowners insurance policies provide no coverage for automobiles.
If you got your insurance three and a half weeks ago and you got caught in a tornado and an oak tree fell on your car and totaled it Will your insurance cover it?
If you have comprehensive coverage in effect on the date of loss, it should be covered.. (I'm an auto rep for an insurance company.)
Yes, you are generally covered if you are caught speeding in anycar as long as your driver's license is valid, your insurance is upto date, and you were not intoxicated. Your insurance covers you asa driver.
If you all ready have insurance on a car you sold or traded in all you have to do is contact your insurance company . Depending on the new car, your age, and driving record the cost will change for the insurance. If you don't have insurance at all you are required to get insurance within a timeframe… set by law and by the lender. ( Full Answer )
It will depend on the number and depth of the scratches and your insurance policy. In most cases, by the time you pay the deductible and the possible increase in rates, it would cost you too much to have the insurance cover getting them fixed.
Provided that there are no exclusions in your friends policy, anybody driver their car with permission will be covered if they cause an accident. You are of course subject to the coverages and limits on your friends policy. Ex, if your friend has just liability, the insurance company will only pay f…or damages you cause to the other party, not damage to the vehicle you were driving. ( Full Answer )
You would need a seperate policy with most companies I would check with your agent or get a new policy by callin Allstate at 877-834-0398
You will get a ticket and, possibly given a few days to obtain that paid insurance. If you cause a collision, the other person can obtain a judgement or lien against you. You will end up paying for it, anyway, in the long run.
Both. It covers the medical expenses of the passengers and the cost of repair to the cars. That is assuming you have full coverage.
Car insurance covers you for accidents, fire and theft of your vehicle depending on what type of insurance you take out. You will need to get a quote from a car insurance company to find out how much your insurance will cost and what it will cover you for in the event of needing to make a claim.
The Bodily Injury policy limits dictate how much coverage there is for the car in case of an accident that causes medical injuries. If the other party has $15K/$30K that means they have $15K in coverage for each person in the car but a maximum of $30K for all passengers. So if there are two people i…n the car they each have up to $15K to pay their medical bills, damages and pain and suffering. But if the car is full with 4 people then there is a maximum of $30K to cover everyone's medical bills, damages and pain and suffering. The better policies have $100K/$300K which usually is enough to cover all damages. If there are a lot of injuries and medical bills and $15K is not enough to cover them all then your uninsured motorist provision in your own policy can cover the excess. The uninsured policy has coverage built in for "UNDERINSURED" accidents when the driver at fault's policy limits are not high enough to cover all of the damages. Once you settle with the at fault driver's insurance company and receive a check for policy limits, in this case $15K, then you turn around and submit the same evidence of medical bills and damages and the check from the other insurance company to your insurance company. Depending on the state you are in you will be able to recover the balance that was unpaid from your own company. This underinsured claim will only work if your uninsured policy limits are higher than the other driver's limits. For example, if the other driver's limit is $25K and your uninsured limit is $100K and your medical bills are $100K then you could get up to $75K if you are in CA but if you are in NV you get up to $100K. There is also property damage coverage to pay for repairs, loss of use of the car while it is being repaired (rental car bills) and any property that was damaged during the accident (sunglasses, cell phone, clothing). ( Full Answer )
Not necessarily it depends on your coverage and the fire will probably be looked at as a mechanical malfunction which is not likely covered.
there is no mention on how there fire started or the circumstances but some option for thought .challenging if you can prove it was a manufacturers defect you might have a case it is very hard to just replace the car not insured you can also check with consumer affairs can also assist with a lot of …problem's involving claims if you have a case they will investigate it for you at no charge good source for help best option if it was the fault of some one else chances are you might have a law suite that might charge there insurance for damages tool for thought good luck on this one ( Full Answer )
Perhaps the most beneficial type of coverage of house insurance is the fire only kind of coverage. This is because fires are more common and more likely to happen as opposed to strong winds and heavy storms, robberies, etc. unless you are living in an area where it is frequent (e.g. Chicago for its …strong winds). Fires can more likely occur in very hot and dry places such as the Arizona area or any desert area, so this should come into consideration when you live in a place like such. You can visit the following site for further information . http://www.nationalinsurancebrokers.com/. ( Full Answer )
Your personal auto insurance will be secondary to the insurance of the vehicle that you are driving (assuming you do not own it and it is not a business vehicle). If you get involved in a car accident while you are operating a vehicle that is -not- yours, then the insurance of that vehicle has to pa…y first, and if that insurance is not enough (or is not there) then your insurance will kick in. Notice that if you get pulled over by police they will ask you to show proof of insurance on the vehicle (not your insurance.) The law requires all vehicles to be insured, not individuals. ( Full Answer )
If you have comprehensive insurance and your car was totally lost in a fire will the insurance cover the items inside IE GPS ipod that was lost?
The answer is in your particular policy, but if it does not your renters or homeowners policy may cover those items.
It depends on whether or not you carry comprehensive coverage on your car. Comp is an optional coverage if you own the car outright and may be a mandatory coverage if you have a loan on it. But the comp coverage would only pay for repair to the car. If you have items in the car that were stolen,… however, they would actually be covered by your homeowner's or renter's insurance and NOT your auto insurance. ( Full Answer )
no motor vehicles are excluded - it would be covered under your auto policy provided you have comprehensive coverage.
There are exceptions to this but normally the car rental firms insurance covers the the car, if in doubt always get CDW when renting a car (Collision Damage Waver) if you have OPCF 27 on your car insurance then your insurance will cover the rental car, its called the Laibility for damage to non-own…ed automobiles. you must have collision and comprehensive for this coverage to work. ( Full Answer )
No, unfortunately it does not. Your homeowners insurance covers damage to your home. Your auto insurance covers damage to your car.
Liability insurance covers the insured against the claims of others. For example, your neighborhood kid wanders in your back yard, falls into the unguarded/unfenced pool and drowns. Or your mailman gets severely bitten by your "sweet dog" that hurt a fly! Fires are covered by property insurance, su…ch as a dwelling's fire or hazard policy. ( Full Answer )
Yes. Whose injuries and how much maximum can vary greatly. The best thing to do is to find a knowledgable agent that you like and can trust and sit down and discuss your needs and wants. A good agent will find the right prce for what you want. An independent agent is your best bet as they represent …several good companies that are competetive in their area. Mainly, find one you like and can trust. ( Full Answer )
If you try to get theft insurance after the car is stolen you will go to Jail! The insurance companies have no sense of humour about FRAUD! Penalty for Insurance Fraud in the U.S. is up to 20 years in prison.
If you have insurance on a car anyone who you give permission to drive the vehicle is covered under your insurance. This is normally covered when insurance companies ask if there will be any other drivers for the vehicle.
Esure car insurance covers damage to your car, fire and theft, windscreen damage, breakdown assistance, personal injury among other things. Esure seems like a safe insurance company.
Most homeowner's insurance policies will cover fire and theft. Individual companies and policies will vary, so be sure you check with your insurance agent to verify if yours does.
Liability automobile insurance only covers damage caused by you to another party for their bodily injury and property damage caused in an accident where you were the fault. The coverage is limited by the policy and the amount of coverage purchased. For example, the insured may have 25/50/25 which me…ans the maximum that the company will pay for damages on your behalf is $25,000 per person for bodily injury with a maximum of $50,000 per accident for bodily injury, and a maximum of $25,000 in property damage. Liability also comes in CSL or Combine Single Limits where you may have purchased an amount such as $100,000 per accident no matter what area it is needed to be paid. ( Full Answer )
"Allstate Insurance Company does offer coverage for motorcycles, covering both property damage and bodily injury. Protection policies can vary from state to state depending on state laws."
Yes. I work at an insurance company and will always say that we insure stupidity.
Vehicle Change Yes. If you no longer need coverage on the old car and have obtained another vehicle, just contact your insurer, they will be happy to do a vehicle change for you on your policy. Answer I think u need to be more specific on your question. If you had a car insured and it caught… fire and is no longer drivable and you have another car you can switch your insurance over to that car. i hope you had insurance on the one that did catch fire cause you might be able to get a settlement depending on all your terms and condition's of your insurance. ( Full Answer )
You have to pay penalty fare which is maximum $5000 and points on your license.
If you have full Coverage Auto Insurance, Then the Comprehensive and Collision portions of your coverage would pay for damages to your own car. If you just have liability insurance only. Then you just have coverage for the other car and there is no coverage for your own vehicle.
It depends on the cause of the furnace fire. Remember that homeowners insurance is all tied to the cause and whether or not it is a covered cause. If the furnace fire was caused because of lack of maintenance then it would not be covered. If the furnace fire started because of some other accidental …covered cause then it would be covered. ( Full Answer )
There are all different types of coverage for an auto policy as well as different limits of coverage. Some limits and types of coverage are required by law and other amounts and types of coverages are up to the individual owner of the policy.
In Car insurance, the First Party coverage part covers damage to your own vehicle, whereas with Third Party coverage, when a pedestrian get hit by your car (incurring death or permanent disability), the loss will be compensated by the Insurance Company.
Probably not. Driving drunk is a violation of both the law and your insurance provider's terms and conditions.
Geico, AMIG, 21st Century, The Hartford and Hagerty are some of the insurance companies that will insure classic cars. Classic car insurance is handled differently than regular car insurance, so one needs to make sure they fully understand the coverage and limitations before purchasing.
A temporary car insurance can be paid on a daily basis from day 1 to day 28. One can also insure other drivers of the car and one can drive another car.
A multitude of topics are covered on car insurance forms. Some examples of topics covered include the following: how to make an insurance claim and what to do after an accident.