Your daughter received a DUI while driving the family vehicle Can the insurance company drop us if we take her off your policy?
You will have to sign an official exclusion document for your policy to be safe. Be aware though that when you do this you can not under any circumstance let your daughter drive any vehicle on your policy while that exclusion is in effect.
If you received a ticket for careless driving but the officer said the accident was unreportable will your insurance premiums increase?
Insurance rates are based primarily on your personal driving habits and record, so if you receive a ticket while driving a rental car it can still be reported to your insurance company because the citing officer has your drivers license information. So in short, it is definitely possible for your insurance company to raise your rate based on a speeding ticket you received while driving a rented vehicle.
If you have insurance and are driving somebody else's car if you have a wreck who's insurance company do you call?
If your daughter lives with you but while at her mom's for the weekend she was in an accident with their neighbor do you have to file on your insurance in Florida?
Can a company be put on auto insurance as an additional and will this satisfy personal insurance when driving the vehicle on company time?
If you get a speeding ticket while driving someone else's car will it affect her insurance and will her insurance company be notified?
If you have not declaired speeding fines and points on your car insurance policy will your insurance company pay out on a claim?
Chances are the insurance company already knows about your driving history and how many tickets one has received. They get reports like this on a regular basis, or can find out rather quickly on their own. As long as they haven't cancelled your policy, there should be no problems with paying claims. Call your agent, asap.
Can your adult daughter who does not live with you drive your car without being on your insurance in new york?
No. Any drivers must be listed on your auto policy. If she is an adult without a bad driving record, your rates will probably not change at all. The second issue is where does she live? You must notify your insurance company to add the daughter as a driver and you must also give the insurance company the address where she lives and where the vehicle will be parked. These two items are important factors…
Your insurance company should pay for any property damage or medical bills that are incurred as a result of your accident. Your insurance company is still going to try and limit their liability as much as possible and they will only pay out up to your coverage limits. Your insurance company isn't liable for any punitive awards based on the fact you were driving under the influence.
When ever a driver is excluded on a policy, the insurance company will not pay out on any claims when that person is driving. Hes excluded, he has absolutely no coverage with your insurance. If he has his own policy with a different company, he will be covered. So in general when a driver is excluded, their is no insurance coverage. Its like he was driving without insurance.
The standard insurance companies would not insure you if you are involved in drunk driving. Once you are charged with drunk driving, the standard insurance company will cancel your policy, subject to your insuring yourself in the specialty market - high risk insurers like Pilot insurance, Echelon insurance or any other company.
No. However, in order to purchase insurance, the company will want to know who is driving the vehicle in order to set the rate, and they will want the name and license number of all drivers of the vehicle. You may be able to get a simple policy if you are required to have insurance to have tags but are not otherwise driving the car, but it depends on the insurance company.
Can you sign a waiver stating that your auto insurance will be responsible for you while you are a passenger in a company vehicle and do you need the permission of your insurance company to do that?
Will your insurance cover damages if your daughter is driving your car and there's an accident and the other person is at fault?
Yes but with subject to Your daughter is not excluded from your policy, you do not have a "limited" policy, your daughter holds a driving licence and has not consumed any alchohol and the insurance policy is not void. The damages to your car and to the third party property of the person can be covered up to the limit specified in your policy.
Whose auto insurance will cover you if driving another person's car if Im driving on a suspended license?
How do you find out if an insurance company carries uninsured motorist insurance for company commercial drivers if that company is procrastinating about telling the driver the truth?
Well, you say 'procrastinating,' but your question is not really answerable, and, coming from an employee, impertinent. Regardless of whether the company driver is actually driving for an insurance company--doubtful--or not, they have 'comprehensive' commercial insurance; 'uninsured motorist' insurance is just a way to rephrase 'comprehensive' insurance for those who might not grasp the term.
This will depend on the rest of your driving record and the underwriting and rating rules of the insurance company that you are using. depending on the state and insurance you have. Sometimes if you have 1 ticket insurance sometimes doesn't count that against you. If you get another ticket in before 3 years is up depending on the state you live in it then will count against you. So if you live in NC…