The divorce papers should have released you from any and all obligations related to property no longer in your possession or ownership, so you should have no problem suing the the car company to remove the unpaid debt in your name and to pay you damages for libel, and your attorneys fees, if you're lucky.
The divorce is of no consequence. If your spouse and their ex opened joint accounts while they were married, they are jointly liable for those accounts and both credit reports will reflect the history. A divorce never supercedes any other contract. You mentioned that the accounts were "both in other spouses name". If that were true, the accounts would not be on your spouse's credit report in the first place.
If you have joint accounts that have been open and active in the past 7-10 years, your husband has a credit history. Credit history has nothing to do with the status of his employment.
If it is a joint account. probably not.
The rights your ex-husband will have once you divorce will all depend on what the judge rules. He could have joint custody or split custody.
Yes, as long as your listed as a "Co-signer" on the account. Credit is not build if you are just an "Authorized User" if this was a credit card account. Lastly, this all assumes that whatever this joint-account is that it reports to credit.
If your husband has joint legal custody he can contest you moving the child form the state where you share custody
If they are joint user of the account, yes she is responsible
The debt should have been divided appropriately in the divorce decree. If not, the fact that you are divorced and not on the card should insulate them from responsibility.
If the husband adds the wife as a "joint" it will show on her credit report but will most likely not be counted against her if she tried to apply for a loan. If the husband adds the wife as an "authorized user" it will not even show on her credit report because she has no legal obligation to pay the credit card bills, but she has the right to use the card.
A divorce decree does not supersede any contract. Even if the decree states that the husband is responsible for the repayment of creditors, if he doesn't pay, the creditors will call the wife and her credit report will also suffer the consequences of late or non payment. Separate all joint accounts before filing [for divorce] to make sure you don't get stuck with all/any debt.
Actually I think that the only way it can hurt him in any ways is if you are trying to fial joint to like buy a car or a house or such.
If it is going to be a joint obligation, then they will check your credit status. If both incomes are not needed to qualify for the transaction, the husband could apply in his name only. Therefore only his credit rating would be used.
You would have to get a copy of his credit report from all three bureaus to answer this.
No. Credit reports show individual and joint debts, but not as husband and wife. For example, a married couple hold a joint mortgage it will be on both of their credit reports, individual accounts including medical bills will only appear on the CR of the spouse who incurred the debt.
If your name is not on the account, and the account is not considered a "joint account" by the credit card company, then you should not be held liable for any debt on your wife's credit cards.
No you can not file a joint return if you reconciled with your husband unless you remarry. Only married couples can file joint tax returns.
I live in Pennsylvania my husband filed and served me with divorce papers over two years ago now today I found out from City Hall that he had put an hold on divorce. And that he would have to withdraw papers or continue for our divorce to proceed. I want a divorce now. I I apply for a divorce in another State or Mexico, And will it be valid. we have joint custody over 2 teens. I just want out! Please help!
All accounts of every nature should be addressed in the Separation Agreement and the Divorce Decree. The joint credit card accounts and any joint bank or investment accounts must be negotiated by the parties (through their attorneys) as to who pays what and who gets what. Property, debts and assets must all be addressed at the time of the divorce.
Marital status has no bearing on liability, neither does what a divorce judge says or when the debt was incurred. Any account holder on a joint account is liable for the balance due, regardless of any other legal action (like a divorce). Such an account cannot "be taken off of your credit report". You are liable for the money because you signed a contract. The only way to get rid of the debt is to pay it (and close the joint account), or discharge it in bankruptcy (if possible). You may be able to take your ex to court for violating the terms of the divorce decree, but that would have no affect on your credit.
No. But all joint debts will become his responsibility. Speak with an attorney about your specific situation. If you can not find an attorney, contact your local Bar association and they will refer you to one.
No. Creditors do not care about divorce settlements concerning joint debts. The person not filing the bankruptcy will be held responsible for repaying any joint debt that was incurred during the marriage. The only protection for the ex-spouse is filing his/her own bankruptcy if they cannot pay the debt.
A joint account remains the liability of both persons regardless of their marital status. If someone has their liability discharged through bankruptcy, the other account holder would be 100% liable for the balance on the account. If this account was addressed in the divorce decree, the spouse MAY be able to seek relief through the divorce court. But that jurisdiction and any ruling there would have no impact of their credit report.
Child support is paid to the wife so she can have money to raise the child. Maybe your husband made more money than his wife when they were still married. It's all in divorce papers. Talk to your husband about it.
NEW ANSWERThey can not touch your new husband for your bad debt, unless this was a joint account or he was some how connected with the account, such as he was a co-signer, etc.Good luck to youAnswerNo.Y-THINK-Y
Ok the property is held in joint tenancy which means upon the death of one of the joint tenants, the property, by operation of law, passes to the survivor. The Divorce Decree (Judgment) does not effect this. Now if a memorandum of the Divorce Decree was recorded it would become a lien on the property and would eventually have to be satisfied from a sale. If both of the joint tenants are alive, the Divorce Decree controls. If one of the joint tenants dies the estate of the deceased joint tenant would have a claim against the surviving joint tenant under the Decree. Tony B.