He can get an assigned risk policy from any auto insurance company.
Maybe not, the accident will be 'chargeable' and the ticket also will be on your record. Contact your agent or company's policy services dept for the answer.
When the insurance company finds out about it, possibly. I imagine that it depends on your insurance company, but I'd say yes.
Yes
In most cases, the company's insurance carrier will pay for damages, as long as the fault causing the accident was not caused by the employee. The employee here is representing the company in this case - if the employee is charged with negligent driving and was cited for causing the accident, the company insurance carrier will most likely pay, but will seek restitution from the employee. Could get into a real sticky situation.
If I understand your question you are in an accident not your fault and it was settled, but the insurance was through a different company than the one you had ? I think they can hike the rates.
treason? maybe buttrape? anybody know? why in the heck does it matter?
Absolutely, the fact that you are cited or not cited will not apply. The insurance company will determine your fault. For example, an accident caused on private property doesn't fall under police jurisdiction but you still caused it so your company would raise your rates.
I assume your question refers to a car that was financed and was involved in an accident an it was a total lost. The insurance company pays the bank, the car belongs to the insurance company.
No, the accident occurred between the two parties, a police report is not necessary. Your insurance company can take the information regarding the accident. A police officer may write a citation based on the story that is told, but he cannot testify that he witnessed the accident so his involvement is generally useless.
It is usually charged by the kilowatt hour which the company gets from reading your meter every month.
no, its a stock company
In General No, The party that caused the accident is liable. However, If You were driving a company provided vehicle a the time of the accident, then the company may have some secondary financial liability depending on the circumstances of the accident.