Yep! You signed a contract to pay for a property. The fact that you are not the owner of that property doesn't make you any less responsible to the contract.
The lender has the right to initiate forclosure proceedings. A chapt. 13 does not restrict the rights of a secured ldender.
A Mortgage company can not help you get out of chapter 13 when your ten years is up then your be out.
Your mortgage should have been included in your chapter 7 discharge. If it was- then you are no longer liable for the mortgage, but the lender can still foreclose on the property. If the mortgage was not included- then why wasnt it included.
No.
Yes.
Yes. That reporting to a credit agency of an item of fact, is not an attempt to collect the debt. Your not expecting you mortgage debt to be discharged are you?
yes
only in chapter 13, you cannot use chapter 7 to catch up on past payments.
No. You still have to pay the mortgage.
no
If you are lucky, yes. But most likely, no lender will give you a mortgage loan if you are or have declared bankruptcy.
yes you can !i know from experience that you can the day you leave the courthouse!!!!!!