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Your name is on the mortgage not on the deed. How do you get it off the mortgage?
Wiki User
∙ 11y ago
It depends on why your name isn't on the deed.
If it was a mistake, you need a lawyer to figure out the best way to get your name put onto a corrective deed.
If your name is not on the deed because you obtained the property as a matter of law, then you may need to file a new deed to show you are the rightful owner, along with the papers that made you the rightful owner.
Be sure to ask the lender what they were thinking when they accepted your promissory note and mortgage for a house that is not deeded to you.
Wiki User
∙ 16y ago
Wiki User
∙ 11y agoOnly by refinancing, paying off the mortgage, with consent of the mortgagee or by court order that is binding on the lender.
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How do you fill out quit claim deed when husband has left town and wants name off of mortgage and or title?
You cannot take your husband's name off the mortgage. You must refinance in your own name and pay off the prior mortgage. You should have a deed drafted by an attorney.
Husband-and-wife buy a house together the wife's name is not put on the deed until the second mortgage but the second mortgage is now paid off do we still share the deed of trust?
If a husband and wife buy a house together and the wife's name is not put on the deed until the second mortgage, yes, the deed is still shared after the second mortgage is paid off.
Can your mom buy a house for you if you filed bankruptcy?
Yes. But the deed and mortgage would have to be in her name. It would not be your property.Yes. But the deed and mortgage would have to be in her name. It would not be your property.Yes. But the deed and mortgage would have to be in her name. It would not be your property.Yes. But the deed and mortgage would have to be in her name. It would not be your property.
How could we change the deed from my parents name to the childrens name. They still have a mortgage on the home. what California deed would we use.?
If there is still a mortgage on the home then the deeds will be with the mortgage provider and they will not allow you to change the deeds without paying off the mortgage first.
How can you get your name off a loan when you're divorced and signed a quit claim deed?
You would have to refi to get your name off of the mortgage.
If your name is on the deed but not the mortgage who is responsible for the mortgage when the house is sold?
The mortgage will be paid off from the proceeds of the sale. The buyer's attorney will make certain the mortgage is paid off before the buyer takes title.
What if one co-owner wants out of mortgage?
The mortgage must be paid off and the co-owner must refinance in their own name. The one who wants to take their name off the mortgage must convey their interest to the co-owner by deed.
Can a house be foreclosed on if one name is on the mortgage and someone else s name is on the deed to the land or parcel?
That depends on whose name was on the deed when the mortgage was executed.
Can a name be taken off a deed?
You cannot just take someone's name off a deed. The person owns the property and they must transfer their interest voluntarily by executing a new deed that transfers their interest to a new owner. The only other way to "get someone's name off a deed" is by a court order.
I own a condo with my boyfriend. I am moving out of the state and my boyfriend will remain in the condo. Can I file a quit claim deed to get my name off the mortgage?
No. The mortgage will need to be paid off and refinanced to free you from the obligation. Do not convey your interest to your boyfriend until he has been approved for a refinancing and make certain your deed is part of that same transaction. You will want indisputable proof the mortgage will be paid off and a new mortgage recorded in your boyfriend's name only. Only then should you sign a deed. The matter should be handled by an attorney who can look after your legal rights.A mortgage is an iron-clad contract you signed with the bank promising to pay a considerable sum of money it loaned to you. There is no way you can "take your name off the mortgage". If you sign a deed now you will be responsible for paying a mortgage on land you do not own.
Is your deed given to you at the closing?
Normally no. You don't get the deed until the mortgage is paid off.
How do you get a person off the deed if they are not on mortgage?
The only way to get an owner "off" a deed is for the person to convey their interest in the property to you by executing a deed voluntarily.
