I had this very same instance come up and the police were called. They told me that as long as the payments were being made and you have proof of you making the payments on time, the cosigner has to leg to stand on when trying to take the car. So NO your cosigner can not take the car.
I LIVE IN LOUISIANA, MY MORTGAGE COMPANY GAVE ME THREE MONTHS DEFERRED PAYMENTS. NOW THEY ARE TRYING TO FORCLOSE ON MY HOME FOR THE DEFERRED PAYMENTS. I WAS SENDING PAYMENTS AFTER 2 MONTHS THEY REFUSE MY PAYMENTS BECAUSE THEY WANTED THE 2 MONTHS THAT WAS DEFERRED. CAN I SUE THAT COMPANY IN MY STate? desperate
Leasing carries financial and other advantages for some consumers. Some of the biggest pros of leasing lie in reduced maintenance, lower costs and greater flexibility. Below is more information about the benefits and downsides of leasing versus buying. Lower Payments Lease payments are designed differently from loan payments and are often cheaper. Charges for depreciation and financing are added to make lease payments. Loan payments for car purchases are composed of principal charges and finance charges, and the lending company keeps the legal title until the loan is repaid in full. Lease payments often end up costing less per month than loan payments. Advantages at Trade-In When it's time to trade in a leased vehicle, drivers enjoy a few major advantages. Consumers who lease can get a new car at the end of each term, a major benefit for drivers who love trying new cars and following trends. Having a fresh car that's in great shape is also an impressive show of affluence. Leasing also lets consumers easily buy their leased vehicle for its residual value according to contract, lease another vehicle from the same brand or try a completely different car. In some cases, drivers can buy the vehicle they leased and sell it for profit on the used car market. Downsides of Leasing Leasing does carry disadvantages in some situations. Consumers with poor credit may not qualify to lease a vehicle at all. Because drivers don't own the cars they lease, they are responsible for any damages when the contract is over. Vehicle customization is also more complicated because all customizations must be removed at the end of a lease, and repairs have to be made if damages have occurred due to modifications. Vehicle leasing can be a great option for consumers with stable finances and a preference for new cars. Compared to buying and keeping a car for a decade or more, leasing also puts more money into the economy, which ultimately benefits everyone. While buying may be more convenient in some cases, leasing is a better deal for many drivers.
There are many advantages to leasing versus owning a car. Many people think it is more economical to lease a car because the monthly car payment is much lower. Leasing a car allows you to drive a new car and not have to worry about repair bills. You will find most dealerships have affordable car leasing programs. Most leasing program contracts are for three years. A new car warranty usually last for approximately three years. This fact makes leasing a car a very attractive option. Leasing versus buying a car comes down to a lifestyle choice. If you would rather drive a new car every few years, then leasing a car would be a great option for you. Some people want to know they have ownership of their vehicle after a few years. You have to consider your preferences when you are trying to decide whether to lease or buy a car. Make sure you understand the details of the leasing contract before you sign. Most leasing companies allow for a specific set of miles that can be driven without charging you extra. If you go over this predetermined number, you will pay extra fees at the end of your lease. You can expect to pay a down payment when you lease a car unless you can find a sales promotion. Even though you will have to initially pay more money upfront, your car payments will be much lower than if you purchased the car. Many people prefer low monthly car payments and driving a new car versus the responsibility of car ownership. At the end of your car lease, you can choose to trade in the car for a newer model. The main benefit to car leasing is not having to worry about having car trouble. To find the right car leasing plan for you, stop by a car dealership to learn more. Many dealerships offer sales and promotions at certain times of the year. It is also easier to qualify for a car leasing program than trying to buy a car. Depending on your credit rating, leasing a car may be the perfect financial decision for you.
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