No, that's what car insurance is for. If someone hit your car, that person is the one liable for your damages, not the property owner where it was parked.
when you get the insurance you can register your daughter as an autorized driver and the insurance will cover for the damages.
Depends. If said friend has insurance then in most cases their insurance will cover the damages due to vicarious liability. If the friend does not have insurance, you are then responsible for any damages caused.
You are responsible for the damages..that is why they ask do you want to purchase their insurance or if your car insurance will cover the rental...And once you sign the papers you have agreed to the terms and conditions..
Yes. All registered drivers are required to hold liability insurance, which means that if they cause an accident, their insurance will pay for damages to the other peoples' cars. So, if the person does hold the required insurance, and is entirely at fault, your damages will be covered.
Your Auto Liability Insurance will offer coverages for damages resulting from automobile ownership. Homeowners Insurance does not cover autos or auto accidents.
Nationwide auto insurance offers various types of car insurance. Their policies cover multiple drivers, as well as accidents and damages to your vehicles.
It depends on the state, but at least where I live, the insurance of the stolen car pays for damages. Check it out with your insurance agent. He/she should be able to give you that information, even if your liability won't cover it.
No, homeowners insurance excludes vehicles.
No, homeowner's insurance only overs damages on the house.
You need to make a claim against the neighbors homeowners insurance for damages. Since it sounds like it was an "act of god" they may not cover the damages. In that case you have two choices, you could use your comp insurance to cover damages, if you have comp coverages on your policy, or pay the damages out of your pocket and see if the neighbor is willing to help out with the charges.
Covers medical expensives for you and passengers, will cover damages if other driver who is At Fault doesnt have insurance.
I have PLPD insurance and was in an accident that was the other driver's fault. The lady's insurance paid for the damages, around $3000 which was the blue book retail value of the car, and they paid for a rental car for a short period. Since I had PLPD insurance, I had to pay for extra insurance on my rental vehicle, $12 a day extra, that their insurance would not cover and came out of my own pocket.
Definetely you can claim for the damages caused by the tree falling on your house. The Insurance companies cover these damages under the property insurance. Just you have provide the photos of the damaged house aas an evidence to claim your money.
That means that you have liability coverage only, which does not cover your damages. If the other driver is uninsured, the only option left is, to take him to court and sue him for your damages.
No. homeowners insurance covers resulting damages of the covered perils.
Covers medical expensives for you and passengers, will cover damages if other driver who is at fault doesnt have insurance.
No, Your Homeowners Insurance will not cover windstorm damages to your neighbors vehicle because you are not liable for acts of nature. Your neighbors will have to look to their own Comprehensive Auto Insurance to cover windstorm damages to their vehicle.
It may and My policy does
Some policies can.
Affirmative Auto Insurance is a type of auto insurance that aims at covering new drivers, particularly those that are not accepted by other insurance companies. The benefits of Affirmative Auto Insurance is that it is fast and easy to understand and made specifically for new drivers. However, their policies don't necessarily cover all types of damages that can happen to your car.