Your renter started a fire and has renters insurance how much will it cover?
most renters policies only cover the personal property of the renter. The property owner typically carries insurance for the Hazard of Fire.
No. That's what renters insurance is for. Read More
Does an owners liability insurance cover damages to contents of renters property if the homeowner is negligent?
No, a homeowners insurance policy does not provide coverage for the property of a tenant. That's what "Renters Insurance" is for. If the renter chose not to purchase a renter insurance policy, Then the renter was negligent to the extent that the renter chose not to purchase a renter insurance policy, perhaps with the mistaken belief that the owners policy would cover them. Read More
No renter insurance covers bed bugs....sucks! Read More
In general, no. Renter's insurance covers the property of the renter, not the property of the landlord. Read More
No. "Renters Insurance" is property coverge for a tenant. It will cover the property of the named insured Tenant or Renter that is located within the rented dwelling. It will not cover property of someone who is not a named insured on the policy. Read More
The owner will usually have a policy but if you are a renter, you should have a renters insurance policy to cover your personal belongings. Read More
Yes, but only for the dwelling, not for your renter's belongings. be sure to notify your insurance company that you have renters, your rate will go down because they're not insuring your belongings...and be sure to tell your renters about renters insurance. Read More
Loss of personal property at the insured premises, and liability of the renter for accidental damages or injuries. Read More
The diiference between landlord & renters insurance is that landlord insurance is a policy that covers property owner from financial losses with their property.Renters insurance is policy that cover the renter from financial losses or personal items. Read More
If you're the renter, no. If you mean you're the property owner, if the renter was negligent and that negligence caused the your injuries, probably yes. Read More
Does homeowners insurance cover an injury to a guest of a renter in the same residence of the homeowner?
If the renter bought their own renters policy, his insurance would cover the claim. Because you are renting out the home you should not have a standard home owners policy. Call and check with the Claims department of your insurance co and ask the question. Read More
No, Renters insurance excludes liability for the failure of or losses resulting from a failed utility conveyance. Read More
Unlike auto insurance, there is no state law in California that requires a renter to carry insurance. However, there is a growing trend of Landlords requiring their tenants to carry renters insurance as a part of their lease agreement. Regardless of whether or not your landlord requires you to maintain insurance I would recommend looking into obtaining a renters policy for yourself. Renters insurance is usually very cheap in California. Many renters policies not only… Read More
yes it should - renters insurance has limited to zero building coverages - it would only cover betterment and improvements made to the building by the renter. All other building losses is covered by landlord policy Read More
No, Renters insurance is coverage specific to household property or contents owned by the named insured. It does not cover the property of others and it does not cover automobiles. Neither Renters insurance nor Homeowners insurance will cover damage to an automobile. That's what auto Insurance is for. Read More
Most homeowners insurance policies cover the contents of your home. If you are a renter you will need to purchase renters insurance. Your landlords insurance only covers the structure and not the contents inside. When you are looking for contents coverage it is best to stick with the major insurance brands such as Allstate, State Farm, or Farmers. Read More
Renters insurance can cover loss in case of fire, theft, accident. Your possessions are not covered by the building owners insurance policy. Read More
.....the same as when the power is on....... Read More
most of the time NO renters insurance only covers whats in an APARTMENT. However you can get insurance from the storage unit to cover whats being stored in the unit..hope this helps Read More
Renters Insurance doe snot cover "Real Property". If you have purchased a home then you need a Homeowners Insurance Policy. Read More
Your home renters insurance will cover you for loss or damage to the property which you own and which is kept within your rental property. Any damage to the actual structure of the building would be covered by the landlord's insurance. Read More
No, it's not required, but it's really, really important unless you have the funds in the bank for someone to sue you if they fall or if someone leaves an unattended candle lit. Renters insurance carried by just the renter will only cover the renter's belongings, it will not cover your home. Read More
Highly unlikely, All renters insurance policies specifically exclude claims arising out of the use or ownership of a trampoline. Read More
Renters insurance generally does cover flying/falling objects. I do believe that a bullet would fall into that category. Please remember that you may have a deductible to face. Read More
If your renters policy covers Sewer Backup then it will cover damage to personal property. Read More
It should. Read your insurance policy, or call your agent. Read More
They cover up to a certain limit, usually the limit is $200. Read More
it will tell in the policy Read More
No, just your stuff is covered Read More
Your motorcycle insurance will not cover theft from your motorcycle. Just the same as with your automobile, the theft is covered by your home or renters insurance. Read More
Renters insurance really does cover a lot. It covers natural accidents, burglary, theft, fire, vandalism, and smoke damage. It also will pay your rent for a few months if you get hurt in the apartment. Read More
Does a cosigner for a contract on an apartment share in the liability and if so can one cover the cosigner's liability with tenants insurance?
Yes the co signer is responsible for the entire terms and requirement on the lease just like the primary renter is. NO renters insurance cover the contents of the apartment and in case you cause a flood to the unit below and items of that nature. There is no insurance for the co signer Read More
check the covered perils on your insurance policy. Most policies won't cover it Read More
It depends on your insurance. It may also be covered by renters or home owner insurance. Read More
It matters on your policy but if it does your insurance will go up. Read More
It doesn't, The owner buys property insurance to protect himself from financial loss in the event the property is damaged by any number of natural or unnatural hazards. A renter buys renters or tenants liability insurance. It can cover damages to the owners property for which the renter is liable. It is not possible under the law to be liable to ones self. Read More
Renters insurance provides coverage for your belongings while you are renting a place to live. This type of insurance only covers belongings at your certain residence and does not cover the rental property itself. Read More
Personal possessions are usually covered on your homeowners or renters insurance policies. Read More
It depends on the level of coverages you chose when you shopped your renters insurance rate. If you chose the cheapest rate available then you may have no coverage at all available through your renters policy. If you elected coverage for off premise property, then certain household contents that may have been stolen from your vehicle can be covered. But the auto itself no, That would be covered by the comprehensive portion of your auto… Read More
You should check with your insurance agent. Different companies/policies may have different stipulations. Read More
Yes, it wasn't your fault. Read More
Yes. there is renter's insurance that offers optional "Involuntary Unemployment" insurance coverage. Read More
Highly unlikely, Most would cancel your insurance policy at the mere mention of a trampoline. Read More
How can you get liability insurance on your mobile home to cover renters of it It is in a mobile home park in Florida?
Consult LOCAL insurance companies. Read More
Homeowners insurance No. But a landlords Dwelling Policy yes. Read More
It depends. Check the small print. Read More
What insurance will cover you for damage to your expensive block driveway for the sudden and accidental spillage of a large amount of oil on your new driveway?
homeowners insurance or renters insurance Read More