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Your sibling who has no license took your car out for a joy ride sideswiped a telephone pole Noone hurt noone reported it The car is damaged you have collision but will the ins co pay if you hold him?

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2005-10-10 22:37:32
2005-10-10 22:37:32

If I am understanding the question correctly you are wanting to know if your car is covered if you disclose the real person who is responsible for the damage. I believe that you should tell the insurance company exactly what happened and I do believe that they will most likely pay the claim. Either under Comp if they consider the vehicle to have been stolen or Collision. Many policies don't have a requirement that the person driving the car have valid driver's license in order for coverage to apply. You may have to sign a paper stating the you will never let your sibling drive the car again in the future to prevent an increase in your premiums.

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