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That really depends on the situation. Most car insurance companies allow parents to pay for their son's car insurance IF he is living together with his parents AND that the car is garaged with them. If his son is living independently with his own car and has his own home where he can garage his car, then he will be paying his own car insurance.

Any wrecks resulting in claims or ticket points will be held against the parent's premium if he is merely included on their policy.

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โˆ™ 2011-01-13 20:54:23
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Insurance

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Q: Your son almost 20 bought his first car Does he have to get his own car insurance which is expensive or can the parent get car insurance for him and just add him as a driver?
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Is the car insurance for a teen driver expensive in California?

Yes, car insurance for a teen in California is expensive. But then, car insurance for a teen driver is expensive everywhere. The least expensive way would be to them to your existing policy, you may get a discount.


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Car insurance is typically more expensive for a new driver when compared to that for a more experienced driver is due to expertise level difference in handling the vehicle.


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