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all i want is a checking account with debit card no checks needed?
Wiki User
∙ 15y ago
You can walk into any main bank and open a checking account. Some might require a minimum balance, but I know others wont.
Wiki User
∙ 15y ago
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How do you get a bank account if you are on chexsytem?
Chase offers a checking account called Chase Access checking that you may be approved for. There is a monthy fee of $10 and you can't use checks, but you get a debit card.
Is it smart to get a checking account if you don't plan on writing checks?
Checking accounts do not have limits on the amount of transactions that can be made from them. If you plan on withdrawing cash or making purchases with a debit card, then you still need to get a checking account.
Do both parties have to sign checks drawn on a joint personal checking account?
Typically no. A regular joint checking account just allows two people to have access. Either person can write checks, use a debit card, withdraw money, etc.
Is balancing a check book the same as balancing a checking account?
Balancing a checkbook and a checking account are one in the same. A checkbook is simply a written record of checks you've written, however you might need to reconcile your checkbook if you use your checking account for more than just handwritten checks (debit card purchases, electronic payments, etc)
Can you get debt with a debit card?
Yes you can. It would be limited because when you use your debit card it checks for your balance in the checking account. If you you have it linked to your saving or to a credit card than it will reduce your savings account first and then charge the credit card.
Why do very few financial institutions offer interest checking accounts?
The primary reason interest checking accounts are hard to find is because of how they work. Interest checking accounts provide a mid to high interest rate on money in an account, along with the ability to write checks and transfer money. An interest checking account is a mix between an easily accessible account, which allows you to use checks and debit cards, and a high interest account, which usually doesn't allow the freedom to use checks.
What is a DDA debit from a checking account?
A "debit" is a subtraction and "DDA" means checking account. You should contact your bank directly for information about exactly WHY your account was debited, but here are some possible reasons:- You requested a transfer to another account from your checking account, and a DDA debit form was used to complete the transfer- You are overdrafted on another account or owe the bank money and they have recollected their loss by debiting your checking account- You deposited checks and totaled them wrong on the deposit slip, so the bank has made an adjustment to reflect the correct total- You are being charged for another reason, such as a returned check
Are used in place of writing checks The amount you spend using this card will be deducted from your checking account?
It sounds like you are describing a debit card or a check card.
Do savings accounts provide you with a checkbook?
Usually not. Checking accounts give you a checkbook, but the idea behind a savings account is that you try to save the money instead of using it regularly, so usually checks and debit cards are only attached to the checking account. Of course online it is just as easy to access your savings account as your checking account.
Does debit mean taking out subtracting from a checking account?
18,000
What account is credited when a debit card is used to pay cash on account?
It is your checking account , but it is debited, not credited.
How do I deposit checks and cash if I have an online checking account?
You use the automated clearing house (ACH) system. Your employer can direct-deposit your earnings into your online account, and you can access them using a debit card provided by the online bank.
