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Having a DUI and Getting Car Insurance?

Updated: 9/16/2019
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12y ago

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Having a DUI can be a horrible experience, especially when it comes to your insurance. Unfortunately, many people who have ever had a DUI will pay hundreds of dollars more each year on their insurance coverage. Thankfully, there are many ways that you can easily save a lot of money on your premium even if you happen to have a bad driving record. By making use of these tips and ideas, you will find that you are able to save money when it comes to getting the insurance coverage that you need in order to legally operate a vehicle.

Any driver should compare insurance providers before choosing just one of them. Even without a DUI, many insurance providers overcharge for their coverage. This is why it is a very good idea to shop around and to really compare different premiums before you actually sign any type of contract. This will thoroughly help if you are looking to save yourself or a family member a lot of money on their insurance every month. Do not hesitate to contact the provider directly to see how much you will be charged and what types of discounts they can apply to your coverage plan.

Another wonderful way to save money on insurance is to take a driving course given to you by the local DMV. These courses will teach you everything you need to know when it comes to being a safe driver and avoiding another DUI charge. These courses can actually be used to lower insurance premiums if you would like to save yourself some money each month on your vehicle coverage. Be sure to contact the insurance provider to see how you should go about sending them the information if you have gone for one of these driving courses that was given out by the local DMV.

Having a DUI on your record can be scary and it can run into a lot of money when it comes to insurance, but it doesn't have to be the end of the world. There are helpful ways that you can save yourself some money on the vehicle coverage that you happen to have. By avoiding another DUI and doing your best to improve your driving skills, you can easily lower your insurance by a decent amount of money each year no matter what provider you are currently with when it comes to the insurance you have.

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Q: Having a DUI and Getting Car Insurance?
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Related questions

Is there car insurance for drivers with dui?

Having a DUI won't make your insurance company drop you most of the time. You will have to pay more, but just getting car insurance with a DUI shouldn't be a problem.


How does one with a DUI get car insurance in PA?

To get insurance in the state of Pennsylvania after having a DUI on your record is fairly hard. First, you will need to wait 4 months after receiving the DUI. I then suggest having a personal talk with your insurer.


What type of insurance do you need at a DUI scene?

if you committed the DUI, you need car insurance.


What is necessary for easier access to insurance while having DUI?

Yes, it can be difficult to get insurance if you have been caught driving under the influence of alcohol. Insurance premiums can also be terribly high. This website (http://adrienne2.hubpages.com/hub/How-To-Get-Insurance-After-A-DUI) offers tips on how to get car insurance after a DUI. The most important tip is to not commit a DUI again!


Can you buy a car in Florida with a DUI?

You can buy a car in Florida with a DUI, but you may not be able to get insurance for it.


How long do you have to pay higher car insurance for a DUI in California in 2010?

Car insurance will be higher for up to five years after the first DUI in California.


Does a DUI affect railroad employment?

Yes, you need to hold licenses and the railroad needs to carry insurance for their operations. Having a DUI makes you a high-risk for insurance and you don't graduate from driving a car drunk to a train.


Canada car insurance DUI not reported what happened?

if you get stop in Canada for DUI and don't report to insurance, are you obligated to report to them.


In the state of Illinois does your insurance cover the the loan on your car if you receive a DUI?

No. The loan on your car has nothing to do with a DUI. If you do get a DUI, most probably your insurance renewal premium will go up a lot. But, your insurance has no reason to cover your auto loan. It is up to you to make your loan payments with or without a DUI on your record.


Can you drop your son from your insurance if he gets convicted of DUI he does not have a car?

You can drop anyone that is listed as a driver on a car you own and pay for insurance on for any reason. Depending on your insurance company this may avoid them raising the premium on that car due to his DUI.


What is the purpose of a DWI car insurance?

DWI or DUI car insurance is simply car insurance for those who have a DWI or DUI offense on their driving records. These people are perceived as a higher risk by the insurance industry, so these policies are more expensive and offer less coverage.


Does every car insurance company surcharge you for a DUI?

Yep