How to Choose a Georgia Car Insurance Company?

Answer 1

Car insurance is a necessity for auto owners. This makes the task of choosing between Georgia car insurance companies even more important, and perhaps harder. Fortunately, there are suggestions which, if followed, will make choosing the right insurance provider easier.

Check the Georgia Department of Insurance Website

All states have insurance departments. Georgia's Department of Insurance website provides two types of information useful to consumers researching Georgia car insurance companies.

First, the department website offers insurance rate comparisons. These rates are only for comparison purposes and do not represent actual rates from individual companies. However, the rates provided can be very helpful in comparing rates from various Georgia car insurance companies.

Second, the department's Agent Search allows consumers to verify an insurance agent's licensing status. With so many insurance companies and so many agents to choose from, verifying an agent's license before purchasing insurance makes sense.

Ask a Body Shop

Body shops work with insurers on a regular basis. Because they work with Georgia car insurance companies during the claims process, body shops have a unique view of how efficient insurance providers are and whether they cut costs by requiring or recommending aftermarket parts instead of original manufacturer parts. An opinion from a trusted body shop can identify the best insurance companies.

Visit the J.D. Power Ratings

J.D. Power rates insurance companies, including Georgia car insurance companies, based on information from policyholders across the nation. Visit the J.D. Power Consumer Center to compare auto insurance companies.

Seek Out an Agent

Some car insurance companies sell policies directly to consumers, by phone or online. However, many of the major carriers maintain relationships with local agents. Agents who work only for one company are known as captive agents, while independent agents, or brokers, represent several insurance companies.