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Is it good to have a credit card account open that you are not using but may use at a later date?
It isn't harmful to your credit score. But you will probably be charged non-user fee(s). It depends on how many revolving accounts you have. You get points for having between two and four. Others factors include how long this and all revolving accounts have been open, your overall debt-to-available credit limit and of course, payment history.
What else can I help you with?
What is a Merchants account Credit card?
A merchants account credit card is a special type of credit card that is issued from a merchant acquiring bank. These credit cards allow a vendor or business to accept payments from customers using a credit card.
How does a credit card account differ from a checking account?
A credit card account comes with a credit card, which can be used to authorize purchases of any value. The checking account does not come with a credit card and is used for issuing checks.
Does it hurt your credit if a credit card company closes your acouunt because you aren't using the credit card?
No. It will show on a credit report as an account closed due to inactivity. It has no effect on your credit score.
How does a credit card differ from a debit card?
When you use credit card for purchasing goods and services, the credit card issuer pays for it first and you pay the credit card company. On the other hand, when you purchase using a debit card, your purchases are charged to your bank account.
What is the difference between a checking account and credit card account?
checking from bank fund & credit card prepaid by credit
How can I make a purchase using my running debit card as credit if I have no money in my account?
If you have no money in your account, you cannot make a purchase using your debit card as credit.
What is a Merchants account Credit card?
A merchants account credit card is a special type of credit card that is issued from a merchant acquiring bank. These credit cards allow a vendor or business to accept payments from customers using a credit card.
Can you transfer funds from a credit card to a bank account using a bank transfer?
Yes, it is possible to transfer funds from a credit card to a bank account using a bank transfer.
When will the charges for using my debit card as credit be deducted from my account?
The charges for using your debit card as credit will typically be deducted from your account within a few business days of the transaction.
How can I use credit on my debit card for purchases?
You can use credit on your debit card for purchases by selecting the credit option when making a transaction. This allows you to use the funds in your checking account as if it were a credit card, with the purchase amount deducted from your account later.
Where can someone find information on how to obtain a Chase credit card account?
Chase credit card account can be opened by registering a Chase account using the official Chase website. Once you have a Chase account you will be able to order a Chase credit card.
Can you pay LA DWP bill by credit card?
yes you can you have to go to ladwp.com and make an account using your costumer number on your bill then log in and you can pay with a credit card or using your bank account.
How can i send somebody else money using a credit card?
You can send someone money with a credit card if they have a PayPal account.
Can you get in trouble if you steal someone xbox account and use the credit card on the account?
Yes you can since you would be using a stolen credit card which would be considered theft.
Can you add someone to your credit card account?
Yes, you can add someone to your credit card account as an authorized user. This allows them to make purchases using the card, but they are not legally responsible for paying the bill.
How can I deposit a check into my credit card account?
To deposit a check into your credit card account, you can typically do so by using your credit card issuer's mobile app or website. Look for the option to deposit a check and follow the instructions to take a picture of the front and back of the check. The funds will then be deposited into your credit card account.
How can I use a credit card to deposit money?
You can use a credit card to deposit money by transferring funds from your credit card to your bank account or by using your credit card to make a cash deposit at an ATM that accepts credit card deposits.
