0
It is always the at-fault party's responsibility to pay for the damage they cause in an accident. Insurance is a transfer of risk from the driver to the insurance company, but if the coverage (collison) does not exist on the car, then the driver will be responsible to pay out of pocket for the damage.
Add your answer:
Earn +20 pts
Can you get insured on your boyfriend's car if you do not live together but you use the car the most?
The owner of the vehicle buys the insurance -- for the vehicle. Cars are insured, not drivers.
Do you have to be the owner of the vehicle to be insured on it?
You do not need to be the owner of the vehicle in order to be insured while driving the vehicle. Most states require all drivers of a vehicle to be included in the insurance policy.
Are tractor trailer drivers required to carry insurance?
Not individually, but the vehicle they drive must be insured.
Who is responsible for an Accident caused by a driver of someone else's vehicle?
This depends on the insurance company. Some insurance companyies will cover other drivers if they are not regular drivers of the insured vehicle. Other insurance companies will only cover the person insured/owner of the vehicle. Most of the time, there are riders you can attach for an additional charge that will cover other, occassional drivers. If there are two people that drive a vehicle on a regular basis, both people must be insured, and generally that's like covering two vehicles.
Can you get insurance Florida without a drivers lincence?
Yes. It is the vehicle that is being insured, NOT the owner. The owner's license status is irrelevant.
Can an unlicensed driver operate a vehicle on private property with the owners consent?
Unlicensed drivers cannot operate a vehicle on private property. The insurance for the vehicle will not allow unlicensed drivers. Most states require every vehicle in operation to be insured.
In NJ if you have a valid drivers license but never drive do you still have to have insurance?
Do you own a vehicle that is driven? If so you would want to have that vehicle insured. Otherwise, no, I see no reason to have auto insurance if you do not own a vehicle and NEVER drive.
Do you need auto insurance when you don't own a car?
not generally.........insurance stays with the car...............in other words, unless you or ''other drivers'' are excluded from a vehicle policy, whomever drives that vehicle WITH PERMISSION is an ''insured driver'' of that vehicle.
Can anyone drive insured vehicle with the insured person in the front seat?
No, All drivers must meet the definition of a covered driver under the terms of your auto insurance contract
How much is the average learning driver's car insurance?
Car insurance for new, young drivers is more expensive then adult's car insurance. The reason is drivers have to prove to the insurance companies that they are safe drivers. The average insurance for new drivers is anywhere from $2000 to $5000 a year, depending on the type of vehicle insured and one's location.
Can a uninsured licensed driver drive a insured drivers car?
The rules and laws of insurance vary from state to state but generally speaking it is the automobile that is insured not the driver. So if your friend allows you to drive her insured car and you are involved in an accident you are covered under her policy(((IF her insurance policy does not stipulate restrictions banning unlicensed drivers from operating the vehicle))) in which case her insurance may not cover damages done to her vehicle or injuries to the unlicensed driver.
Will progressive insurance pay for an uninsured vehicle if the at fault vehicle was insured by them?
The insurance status of the victim's vehicle is irrelevant. The at-fault insurance company will pay for your damages whether your car is insured or not.
