It depends on where you are. In some states, you can just simply go get the car. In some states, repossessions require a court order.
First you have to find the car, then you can repo it yourself or hire a repo company to do it. Email me if you need more help. Good Luck
You wouldn't exactly be "repoing" your OWN car, now would ya? As long as you are on the TITLE as owner or c-owner, go get your car. Be ready when they call an attorney. Have some kind of proof that they are in default of the agreement.
If the car has not been sold you pay the back payments and any fees.BUTThe finance company does not have to allow this.
The title is in your name, so you hold all the rights.
Sorry but, They really do not care about your problems. They just want their money, and will probably sue you.
The bank/finance company. The dealer has already been paid for the vehicle
YES.
ABSOLUTLY! As long as you hold the title and a detailed bill of sale the car still belongs to you until the transaction is finished. When you get the car home (NO VIOLENCE
Well, the right way to do it would be to take the friend to court and sue him for the money. The underhanded sneaky thing would be to report the car stolen, as the title is not in his/her name.
Did you borrow the money and sign a contract to repay the loan? Did you have your car repossessed because you failed to make your payments? They repossessed your car and sold it, and you owe the difference in what the car sold for and the balance on the loan. What difference does a letter or 8 years make. Be an honorable honest person. Pay them their money. Legally you may get out of paying but morally you owe them the money you borrowed.
If you did not give him the title, all you need to do is go get the car (hope you kept the spare key). If you did sign the title over to him with no documented agreement concerning the payments, you have probably given your (ex)friend an expensive present.
If it is your car, with your name on the title, he may have no legal right to the car, and then again he may, as he was making payments. You might seize the car but once you do that, he may very well sue you for all the payments he made or try to have you arrested for car theft. You have created a mess with a very bad agreement. You should have sold him the car and not entered into this foolish agreement. I would contact a lawyer for advice on what to do, otherwise you may do the wrong thing legally.