The driver, as he's the one who caused the damage. The driver of a vehicle, whether a juvenile or the owner of the vehicle, damages city property with a vehicle, that driver is responsible for damages. Should it go to small claims court, you may have to sue both the parent and the juvenile, as some states vary with regard to parental responsibility.
If the accident goes on your driving record, yes.
Yes. Not technically,whoever has ownership of the vehicle is legally responsible for the damages caused. However, if they can prove you did not have permission to take/drive the car they can probably bring a successful claim against you in small claims court typically 5K max.
Provided that there are no exclusions in your friends policy, anybody driver their car with permission will be covered if they cause an accident. You are of course subject to the coverages and limits on your friends policy. Ex, if your friend has just liability, the insurance company will only pay for damages you cause to the other party, not damage to the vehicle you were driving.
If it was your fault then your freind is liable for the damages. If it was the other guys fault then his insurance will pay for it. Keep in mind, while legally it is the owners responsibility for the damages, he can sue you if he wanted to.
No. If it is your car, your insurance is responsible. If the partner has an accident, your insurance may drop you from your policy for violating the terms. The terms should say somewhere in there that you are responsible and will be the only person to opperate your vehicle. I have seen people take their friends to court and win small lawsuits for damages to their car. So, your partner would have to pay out of pocket for damages if you want to avoid insurance problems. It is best to add him/her to your policy if they are going to drive your car.
typcially , ''insurance stays with the car'' meaning the insurance on the vehicle would be primary..........
It all depends on her insurance cover
the owner of the car as in you not your friends sorry
He died in a car accident he was driving with his 2 friends. and him and another friend died and the other one survived.
i think it might be the owner of the vehicle, legally, because you weren't in the vehicle at the time of the accident, but i would ask a lawyer to be sure
Since you are the only person with insurance it would be your insurance that pays, if your policy says this situation is covered. It depends on your insurance policy. Some cover you, others don't
As long as she has the correct insurance that allows the car to lent to a friend then it should cover you.