Do you mean , If you are insured and dont have a license, and you drive? If that is the question, that you are driving without a license you will get in serious trouble, you could be in a license check going down the highway, or be in an accident, you have to have a license to drive legally.
Yes..fault doesn't matter.
Barring any exclusions in your policy if the driver had your permission to drive they will be considered an insured driver thus afforded coverage.
No, but car has to be insured to register it & keep it registered. to take the driving test, the car you use must be insured.
Not without permission and only with a driver's license.
Generally if the owner gave the driver permission there will be coverage awarded, subject to any policy exclusions of course.
P.S. The insured driver is found at-fault with witnesses. The uninsured driver is worried if his license will be suspended or facing any penalty for driving the his parent's INSURED car.
If your name is on the insurance for the car and you have a valid driver's license, technically no one can legally prohibit you from driving a vehicle, unless your parents report the car stolen or you are driving at a time that is legally restricted by the city or county (city-enforced curfews on minors).
She began legally driving before her 17th birthday. (2010)
Sure. If you have no valid license, you have no business driving a car at all. If you weren't driving illegally, you wouldn't have had the accident.
Yes. All cars on the road have to be insured. If you have a learners permit, then you need to be driving with someone who does have their license and is insured.
Yes. You can get insurance on a car without having a license at all. However, you can't legally drive the car without having a valid license. As far as driving with a license from another country, I don't know what our laws are on that, but you should have no trouble getting the car insured.