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It all depends on whether the renter signed up for the car rental company's extra insurance coverage at the beginning of the rental. If LDW (Loss Damage Waiver) or CDW (Collision Damage Waiver) insurance coverage was accepted by the renter, you will likely be dealing with the car rental company's insurance. If the renter declined the extra coverage, then you will deal directly with the renter's personal insurance provider.
What else can I help you with?
Who pays the deductible when the other person is at fault?
There is not deductible with liability insurance coverage. Liability pays the party who is not fault for their damages without a deductible. If you were at fault collision would pay for damages to your vehicle but you will have a deductible of whatever you selected when you purchased the insurance policy.
What rights do i have as passenger in a wreck?
The rights you have as a passenger in vehicle that was wrecked are simple. You are not a fault, you have the right to sue for damages and medical bills. Usually, the at fault person's insurance pays your medical bills and such.
If an insured person hit an uninsured person will the insured persons insurance pay for the damage?
Depends on the state.. and if the state is a "no-fault" state. Typically, in a no fault state, the person at fault pays for damages incurred. In a no-fault state (such as Michigan), each person pays for their own damages.
If a car hits a pedestrian and damages the car who pays?
Depends whose at fault..
Who pays when both are at fault?
If both at determined to be 50% at fault, then each party would pay for their own damages.
What is the difference between liability insurance and full coverage?
Liability insurance pays for someone else's damages if an accident is your fault but won't cover your vehicle. Full coverage provides liability insurance as above but will also cover your damages to your own vehicle in an accident regardless of whose at fault, as well as theft, fire, etc.
If I was in a 3 car accident and An uninsured motorist hit the car in front of me does the second vehicle who has insurance and then hit my car become responsible for my damages?
The owner of the car that caused your damages will be responsible to pay damages to you unless you live in a no-fault state. In that case, your insurance pays for your damages.
Whose insurance pays when someone else hits your car?
If the other party was clearly at fault in hitting your vehicle then their insurance will pay for the damage to your vehicle. The key is that it is their fault. The way you word the question you don't state that they were at fault but that they hit your car. If it is determined that they were at fault then their insurance pays, if you were at fault then your insurance pays.
Who or what insurance company pays for the collision damages to the automobile belonging to the person not at fault?
The other person's insurance covers damamge if it was their fault.
What happens if an accident is your fault and you have have insurance?
When this happens, your Insurance company pays for damages. If the accident is your fault, your insurance rates can go up.
If you are at fault for an accident does your insurance company get billed for the damages of the other person in the accident?
Yes,, That's what it's for. It pays for damages you caused to another.
Is the at fault drivers insurance responsible for securing a rental car?
Insurance Claims and Rental Cars"No", The insurer is not responsible for securing you a rental car, although they may owe you compensation for the costs. Some may assist you in making arrangements or locating a a rental car agency for you as a courtesy. The Rental car company makes its own policies as to whom they will rent a vehicle and whom they will not. The insured can not compel a rental car company to provide you a rental vehicle. You will have to qualify for the rental car yourself.The at fault party insurer can be required to "Reimburse" you for certain expenses incurred due to a loss of use of your vehicle, but "NO", they don't have to rent a car for you. It may, however, do so as a matter of good business and to engender good will.The question also calls into play the elements of damages to which you may be entitled as a victim of someone else's negligence. If your car was rendered damaged so as to have lost the use of it (either permanently or while undergoing repair), "loss of use" damages are part of your recoverable damages. That is, you ordinarily have a claim against the adverse party not just for the repair cost of your car, but also for the loss of use of it. In many states, that element of damages is recoverable whether or not you actually rent a temporary substitute vehicle.If your car was rendered a "total loss" as a result of a collision that was not your fault, you are likewise entitled to "loss of use" damages, and they can be measured by the reasonable cost to rent a like kind and quality aitomobile. However, in the case of a total loss, your right to loss of use damages (for example, a rental vehicle) may terminate when the adverse party, or his/her insurer pays you the actual cash value of your car (because you are thereby deemed to have been made whole).
