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What is the parent's responsibility for medical bills for adult children that are on the parents insurance policy?
If the child is over age 18, then the parent is not responsible for the child's medical bills. The child is legally responsible for anything that the insurance policy did not pay.
If you enroll a step child older than 18 in your medical plan. Who is legally obligated to pay her medical expenses not paid by the insurance?
If the step-child is in college, you are still responsible for paying their medical bills. If they aren't a full time student, you may need to check with your insurance plan because most insurances will not cover a child over 18 unless they are full time students.
Where could one purchase medical insurance for a child?
Where you can purchase medical insurance for a child depends on where you are located. For example, You can purchase medical insurance for a child from providers such as CHPlus and Family Health Plus in New York.
What are the rules for medical insurance for college students?
As long as your child is in college full time, most insurances will cover your son until he is 25. You should ask your specific insurance policy about their rules and guidelines.
Is a parent responsible for a child in college?
Legally, no.
Are parents responsible for their adult child's medical bills if they aren't legally responsible for the child?
Not unless they are still listed on the insurance policy. Under the new laws in the US, they can be on the policy until they turn 26.
Does your child have medical coverage after he graduates from college?
If your child is covered under your insurance while in college, the coverage probably ends in the month that the child graduates. You can probably purchase Cobra coverage at a higher rate until the child buys his or her own coverage. You should check with your insurance agent (or the actual policy if you have it) to be sure of the ending date of your graduate's coverage.
What obligation does a parent have for a child in college for support?
Legally, as long as the child is 18, there are no obligations.
Would I be legally required to pay half of medical bills when kids are on ex's insurance and she has full custody and gets child support?
That is dependent on the court orders. see link
Are you liable for any unpaid copay charges on your 18.5 yr old stepson who lives with his girlfriend?
If you live in a state where an 18 year old is a legal adult then that adult is legally responsible for himself or herself. He or she is responsible for his own debts and liabilities. You are not liable for co-pays on his medical bills. If you are covering your adult child on your health insurance you are responsible to pay the premiums. If you choose not to cover your adult child on your health insurance plan you are not required to keep him or her covered under your plan. He or she is responsible to obtain their own health insurance plan if you choose not to put him on your plan. Most insurance plans will not place an adult child on your insurance plan if he or she is not attending school....and there can be restrictions on the amount of classes a student is taking to qualify to stay on your health insurance plan. Any adult child living in your home you are not legally responsible to provide health insurance, pay his or her bills or medical bills. You are even legally allowed to charge that adult child for expenses incurred by him or her.
How do you get forms for your medical insurance to add a child to your insurance?
Call your insurance company and ask them for the forms you need or what the procedure is to add a child to your coverage.
If your 17-yr old daughter has moved out with her boyfriend are you still legally responsible for her medical insurance car insurance etc?
If she is still a minor and not emancipated then Yes, The Legal Guardian can still be held financially liable for the child's actions.
