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It depends on your contract with the General Contractor (GC) and whether his coverage will apply to you. Even if it does, you will likely not have coverage - the GC would for your operations in his project. Check with your insurance agent for advice. You may be able to ask for more money if you provide your own insurance and name the GC as an Additional Insured under your policy. Check with your GC to negotiate this after you get some quotes from your agent. And it wouldn't hurt to call a couple of agents since different agents represent different insurance companies.

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16y ago

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