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In CA your only recourse for an injury on the job is Workers Comp. Your medical insurance can not pay for expenses related to your injury at work. Asking them to do so and not disclosing that the injury occurred at work is insurance fraud.

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Q: I got injured at work but the CA workers comp system is awful. I have good medical insurance. Is it better to collect workers comp or to file short term disability and pay your own doctor's bills?
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Disability Insurance pays when you get injured working. It's used to pay bills like the electric, and the mortgage.


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